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ROBERT W. KLEIN, PhD
Associate Professor of Risk Management and Insurance
Director of the Center for Risk Management and Insurance Research
(404) 413-7471
rwklein@gsu.edu |
Dr. Robert W. Klein is Director of the Center for Risk Management and Insurance Research and an Associate Professor of Risk Management and Insurance at Georgia State University in Atlanta. Dr. Klein is an expert on the economics of insurance markets and public policy and regulatory issues in insurance. Dr. Klein has written numerous publications on various topics in insurance and its regulation, including the structure and performance of insurance markets, monitoring competition, price regulation, catastrophe insurance problems, urban insurance issues, workers’ compensation, solvency regulation, life insurance and international insurance regulation. His vita can be accessed here.
Dr. Klein has conducted a number of studies related to the issues concerning the availability, cost and purchase of insurance products by low-income households. He led an extensive regulatory research project on the availability and cost of auto and home in low-income and minority areas, which was followed by further research on these topics when he joined GSU’s faculty. He also has conducted extensive research on catastrophe risk and insurance issues, various aspects of insurance regulatory policies and frameworks, international comparisons of workers’ compensation systems, crop insurance and life insurance, among other areas.
Dr. Klein has testified frequently at federal/state legislative and regulatory hearings on significant issues affecting insurance consumers and the industry. Prior to joining Georgia State University in September 1996, Dr. Klein was the Director of Research and Chief Economist for the National Association of Insurance Commissioners. He also has served as a staff economist for the insurance department and state legislature in Michigan.
He has a B.A. (1976), M.A. (1982) and Ph.D. (1986) in economics from Michigan State University. Dr. Klein is a Sloan Fellow at the Financial Institutions Center at the Wharton School of Business. He has served on the Board of Directors for the American Risk and Insurance Association and currently serves on the editorial boards for the Journal of Insurance Regulation and Risk Management and Insurance Review.
 Robert Klein Testifies Before Senate Banking Committee on Insurance Regulation
>>DOWNLOAD TRANSCRIPT
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“Alternative Funding Approaches for Workers’ Compensation: An International Comparison,” with Gregory Krohm, (2006) the International Social Security Review, 59/4: 3-28. |
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“The Demand for Homeowners Insurance with Bundled Catastrophe Coverages,” with Martin F. Grace and Paul R. Kleindorfer, (2004) Journal of Risk and Insurance, 71: 351-379. |
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"The Capital Structure of Firms Subject to Price Regulation: Evidence from the Insurance Industry," with Richard D. Phillips and Wenyan Shiu, (2002) Journal of Financial Services Research, 21: 79-100. |
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"Urban Insurance Markets in Texas: A Search for Redlining," with Martin F. Grace, (2001) Journal of Risk and Insurance, 68: 581-614. |
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"Auto Insurance Reform: Salvation in South Carolina," with Martin F. Grace and Richard D. Phillips, in Deregulating Property-Liability Insurance, J. David Cummins, Ed., (Washington, DC.: AEI-Brookings Joint Center for Regulatory Studies), 2002. |
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"The Growing Sophistication of Solvency Policing Tools: From IRIS to Accreditation and Beyond," Journal of Insurance Regulation, 18 (Spring 2000). |
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With Harold D. Skipper, Jr., "Insurance Regulation in the Public Interest: The Path Towards Solvent, Competitive Markets," The Geneva Papers: Issues and Practice, 25, (October 2000). |
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With Joan Gabel and Nancy Mansfield, "The Legal and Economic Evolution of Workers' Compensation: Prospects for Enhancing Choice in the System," Risk Management and Insurance Review, 2 (Winter 1999). |
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With Dwight K. Bartlett, III and David T. Russell, "Attempts to Socialize Costs in Voluntary Insurance Markets: The Historical Record," Journal of Insurance Regulation, 17, (Fall 1999). |
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With Martin Grace and Scott Harrington, "Risk-Based Capital and Solvency Screening: Hypotheses and Empirical Tests," Journal of Risk and Insurance, 65 (June 1998). |
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With Joan Gabel and Nancy Mansfield, "The New Relationship Between Injured Worker and Employer: An Opportunity for Restructuring the System," American Business Law Journal, 35 (Spring 1998). |
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