items_of_interest

Robert Klein
RMI Courses
Archived Media Articles

The articles linked to this page are for the sole use of Georgia State University students, faculty and staff for educational and research activities and should not be used or distributed for other purposes.

General Market Trends

2001: Terror, Mold and More (Best's Review 1-02)

Broker Survey: Higher Prices, Stricter Underwriting in Effect (BR 1-02)

New Capital, Old Habits May Bring Early End to Hard Market (BI 1-21-02)

Malpractice Rates Take Fevership Leap (Dallas Morning News 1-20-02)

Annual Premium Renewals Very Successful (DJ 1-23-02)

Property-Casualty Insurers Take Charges to Boost Claims Reserves (WSJ 2-26-02)

Pricing Competition Returns to Re Market (NUPC 2-18-02)

Bermuda Bound (BR 3-02)

Captives Face Problems with Fronting, Reinsurance (BI 3-4-02)

Man-Made Losses Soar, but Natural Cats Fall in 2001 (BI 3-13-02)

Prices for Auto and Home Insurance Are Increasing Sharply (NYT 3-26-02)

Business Insurance Rates Going Through The Roof - Marsh (DJI 4-9-02)

Businesses' Insurance Costs Surge, But They Shouldn't Blame Sept. 11 (WSJ 4-11-02)

Insurance Groups Say 2001 Property-Casualty Loss $7.9B (DJ 4-15-02)

Prospects Mixed for Hard Market Relief (BI 4-15-02)

Rates Rising Across All Lines (BI 4-16-02)

AIG Gives Away Insurance to Boost Its Access to Clients (WSJ 4-19-02)

Buffet Says Reinsurance Business is Recovering After 2001's Losses (NYT 4-29-02)

Insurance Companies Seek Change (NYT 5-17-02)

Collaborative, Creative Approach Needed for 'Uninsurable Risks' (BI 5-6-02)

Underwriters Say Rate Hikes Critical to Profitability (BI 5-6-02)

Panel Reacts to Hard Market Reaction (BI 5-20-02)

Rate Hikes Bolster Insurers' Bottom Lines (BI 6-3-02)

What's Behind the Rising Cost of Auto and Homeowners Insurance? (III 6-24-02)

Capital Stretched but Still Adequate in Commercial, Reinsurance Lines (NUPC 7-22-02)

All Sectors Hit with Price Hikes on Tough July 1 Renewals: Brokers (NUPC 7-22-02)

AIG Chairman: Sees Propery Insurance Rate Hikes Into 2003 (WSJ 7-25-02)

Reinsurance Rebound (BR 8-02)

CIGNA Gets Pummeled for Not Insuring Risks (WSJ 9-5-02)

Hard Market Likely to Last Through 2003 (BI 9-2-02)

A Move to Halt the Premium Seesaw (WP 9-8-02)

Insurance Rates to Rise Further As Risks Grow, Executives Warn (WSJ 9-14-02)

Analysts Wonder if Hard Market Has Legs (NUPC 10-8-02)

Fans of Insurers Cite Their Pricing Power (WSJ 10-13-02)

Hardened Market Expected to Continue (BI 10-21-02)

Rates Soar as Stocks Sour, but Other Factors Are At Work (Sun-Sentinel 10-20-02)

Willis CEO Sees Insurance Rates Rising Into '03, If Not '04 (WSJ 10-29-02)

Hard Market to Run Long, Deep (NUPC 11-15-02)

Insurance Executives Push for Profitable Underwriting (NUPC 11-18-02)

More Firming in Casualty Lines Seen at Reinsurance Renewals (BI 11-18-02)

Retentions, Deductibles Continue Rising (BI 11-18-02)

Current Hard Market May Last Longer Than Expected (BI 11-25-02)

Underwriting Up, Investments Down (BI 12-2-02)

Insurers Face Mid-Life Crisis As Hard Market Hits Middle Age (NUPC 12-8-02)

Swiss Re: 2003 Commercial Insurance Rates Up as Much as 50% (DJ 12-10-02)

In Property/Casualty Market, Hard Times Aren't So Bad (AB 12-26-02)

Commercial Insurance Rates Seen Rising in 2003 - Prudential Survey (DJ 12-30-02)

Managing Between a Rock and a Hard Market (BR 1-03)

Don't Blame the Rate Hikes on the Stock Market (Miami Herald 1-6-03)

U.S. Auto Insurance Returns May be Mediocre Through 2007 (DJ 1-8-03)

Insurance: So Many Disaster Areas (BW 1-13-03)

Swiss Re Sees Brighter Outlook Amid Insurance Sector's Woes (WSJ 1-14-03)

Morgan Stanley Cuts Property Insurers, Says Rates Have Peaked (DJ 1-24-03)

Property Insurance Rates Are Expected to Keep Rising (WSJ 1-29-03)

Property-Casualty Insurance Premiums Seen Up 12.7% in '03 - Survey (WSJ 2-3-03)

Insurers Need to Focus on Core Operations, Underwriting (WSJ 2-14-03)

Prolonged Hard Re Market Unlikely (NUPC 2-3-03)

Commercial Insurance Rates Likely to Rise Into 2004 - Survey (NYT 2-24-03)

Ace CEO Sees 'Hard' Insurance Market, Firm Rates Into 2004 (WSJ 3-3-03)

Property-Casualty Insurance Rates Likely Firm Into '04 - Panel (DJ 3-3-03)

Rate Hikes Boost Revenues, Profits (BI 3-3-03)

Rate Hikes Slowing for Property Risks (BI 3-3-03)

Some Property Insurance Lines May See Softer Rates in '03 (DJ 3-6-03)

Poor Cover For a Rainy Day (Economist 3-6-03)

Improved Balance Sheets May Moderate Rate Increases (BI 3-24-03)

Hikes Slowing in Most Lines (BI 4-14-03)

U.S. Property Rates Soften (NUPC 4-14-03)

P/C Rate Increases Slow Down: Survey (BI 4-28-03)

End of Hard Market? Not so Fast, Experts Argue (NUPC 5-12-03)

Market to Stay Firm Awhile (BI 5-12-03)

Personal Lines has Least Volatile Earnings (NUPC 5-15-03)

P/C Rates Still Rising, but Signs Suggest Some Easing: Buyers (BI 5-19-03)

Insurance Firms Gain Shelter (The Oregonian 5-19-03)

Market Pricing in Crisis AAMGA Execs Say (NUPC 5-20-03)

Property-Casualty Insurance Rates Likely to Remain Strong (DJ 5-29-03)

Reinsurers Report Lower Losses, Higher Profits (BI 6-3-03)

AIG Chairman Sees Property-Casualty Rate Hikes Beyond '03 (DJ 6-5-03)

Insurer Outlook Not Rosy: S&P (BI 6-9-03)

Commercial Insurance Reserves May be Short $13B to $20B - Report (DJ 6-10-03)

Insurance Rates Level Off for Commercial Property (WSJ 6-18-03)

Property-Casualty Rates Seen Higher Into At Least 2004 (DJ 6-25-03)

US Property-Casualty Companies Face 2Q Hit from Weather Loss (DJ 6-27-03)

Best of Both Worlds (BR 7-03)

Property-Casualty Rate Hikes Appear to Have Peaked (DJ 7-7-03)

Tight Market Conditions Continue for Reinsurers (BI 7-7-03)

P-C Industry Reserve Adjustment $22 Billion in '02 (NUPC 7-1-03)

Reinsurers Likely to Feel Rate Pressure for 2 to 3 Years (DJ 7-15-03)

Earnings Outlook Positive, "No Major Increase" in Rates (NUPC 7-21-03)

Property/Casualty Pricing Seen Softening During 2Q (AB 7-24-03)

More Signs of Premium Moderation (NUPC 7-28-03)

Casualty Rates Still Climbing: Ace CEO (NUPC 8-4-03)

Survey: 2003 Commercial Insurance Rates Expected to Increase 12% (NYT 8-20-03)

Despite Premium Increases P-C Surplus Drops (NUPC 8-26-03)

Battling Rising Prices (BR 9-03)

Buyers Paying More for Less (BI 9-1-03)

Some Rates Leveling Off, but Prices Remain High (BI 9-1-03)

Agencies Warn on Downside for Reinsurance Prices (DJ 9-8-03)

Problems Pressure Insurers to Maintain Hard Market (BI 9-22-03)

IIABA Hears CEOs Split on Hard Market Future (NUPC 9-29-03)

Company Data Shows Hard Market Melt (NUPC 10-7-03)

Conditions Converge to Create Current Hard Insurance Market (BI 10-13-03)

Property Market Improving (BI 10-20-03)

'Insiders' Differ on Hard Market, Solvency Issues (NUPC 10-20-03)

Property Rates Drop in Third Quarter (BI 10-27-03)

Hard Market Ebbing in Many Lines, says RIMS Survey (Reactions 11-03)

Rate Hike Levels to Ease, but Market is Far From Soft (NUPC 11-10-03)

Hard Market Beginning to Ease for Smaller Risks (BI 11-17-03)

Survey: Hard Market Likely to Continue in 2004 (DJ 11-21-03)

Underwriting Uncertainties Marking Market (BI 11-24-03)

Insurance Rates to Ease for Commercial Property (WSJ 11-26-03)

Panel Concurs Rates Softening (BI 12-1-03)

Rates Fall as Competition Intensifies (FT 12-3-03)

Swiss Re: 'Hard' Insurance Pricing Mkt May Last Into '05 (DJ 12-10-03)

Fitch Sees Stealthy Soft Market Arrival in 2004 (NUPC 12-18-03)

P/C Outlook: Higher Rates, Consolidation (AB 12-30-03)

Insurers Getting Back to Basics (AB 1-04)

Accentuating the Possible (BR 1-04)

Property Rate Relief (BI 1-5-04)

P/C Pricing Barometer Losing Pressure (BI 1-12-04)

Low Losses, Increased Capacity Help Market Moderate (BI 1-12-04)

Reinsurance Market Finds Relief Following Two Years of Turmoil (BI 1-12-04)

Buyers Seeing Some Rate Relief, Surveys Find (BI 1-21-04)

New Data Reveals P-C Insurance Cost Drop (NUPC 1-21-04)

Turn of the Cycle (BR 2-04)

Buyers Pay More for Less: Marsh (BI 3-1-04)

Reinsurers to Keep Prices Up Following Profitable 2003 (BI 3-29-04)

Property-Casualty Insurance Rates Leveling Off (Hartford Courant 4-20-04)

Commercial Market Easing in Q1 (NUPC 4-26-04)

Zurich CEO Says Insurance Cycle Can be Moderated (BI 4-26-04)

Commercial P/C Pricing Near a Softening (AB 4-27-04)

Reinsurance Rates Continue to Cool (NUPC 5-10-04)

State of the Market: Hard Market Over for Most Buyers (NUPC 5-10-04)

Agents, Brokers See No 'Free-for-All' ... Yet (NUPC 5-10-04)

Reinsurers to Cut Premium Volume: S&P (BI 6-1-04)

AIG Chairman Has No Plans to 'Chase Prices Downhill' (DJ 6-3-04)

Insurer CEOs Resolve to Keep a Tight Rein After Hard Market Ends (BI 6-7-04)

It's Time to Renegotiate As Insurance Rates Drop (WSJ 6-9-04)

Experts See Reduced Severity in Future Market Cycle Turns (BI 6-21-04)

Many Parties to Blame for Market Cycles, Panel Finds (NYT 6-21-04)

Property Market Improves as Rates Decrease, Terms Ease (BI 7-5-04)

Reinsurers Softening Rates a Bit at Renewal (BI 7-5-04)

Companies' Insurance Bills Get Snipped (WSJ 7-15-04)

Here We Go Again on the Insurance Cycle (FT 7-29-04)

Insurance Prices Down, but Not in Free Fall (NUPC 8-23-04)

Price Hikes Leveling Off, but Its Not a Buyer's Market ... Yet (NUPC 11-15-04)

MarketScout: Composite Prices Flat in February (NUPC 3-9-05)

S&P Report Says Conditions Good for Small Insurers (DJ 3-31-05)

P-C Prices Due to Bottom Out by 2007 (NUPC 5-19-05)

Prices Drop, But Not for Everyone as More Rational Market Emerges (NUPC 5-19-05)

Effects of Costliest Catastrophe Quarter Felt Across Industry (BestWire 11-8-05)

Improvements and Pitfalls Ahead for the Industry (NUPC 12-16-05)

Record Storm Damages Set Scene for Sharp Rate Hikes (BI 1-2-06)

P-C Shakeout Seen: Conning (NU 1-9-06)

Agents See Few P-C Increases (NU 1-24-06)

Insurers Seen Strong Despite Storm Loss (NU 1-25-06)

Property Insurance Rates Spiked Almost 33% in Fourth Quarter of 2005 (BestWire 1-30-06)

What Price is Right? Who Will Blink First? Asks P/C Industry (BestWire 2-9-06)

P/C Industry Reports Underwriting Loss for the First Nine Months of 2005 (BestWire 2-13-06)

Best Maintains a Stable Outlook on the Personal Lines Market Segment (BestWire 2-16-06)

A.M. Best Data Show Hurricanes' Effect on P/C Profit; Life Insurers Post Gain (BestWire 3-31-06)

Insurers Profit Despite 2005's Record-Breaking Losses (BestWire 4-6-06)

Insurer Profits Point to Rate Cuts as P/C Cycle Turns (Business Insurance 4-3-06)

Marsh P-C Rates Down 6 Percent: Market Scout (NUPC 3-7-06)

P-C Insurers to Post $43.5B Profit in 2005 (NUPC 4-10-06)

PC Industry's Net Income Jumped 11.7% in 2005 Despite Record Cat Losses (BestWire 4-18-06)

Rate Survey Finds Good News for Most RMs (NUPC 4-25-06)

Industry Net Income Rose 20 Percent in 2005 (NUPC 5-11-06)

US P/C Industry Reports Operating Profit in 2005 Despite Record High-Catastrophe Losses (BestWire 5-15-06)

Casualty Pricing Faces Pressure (NUPC 5-17-06)

Insurers Underwriting Profit Up 21% (NUPC 6-28-06)

2005 P/C Industry Combined Ratio Rises a Modest 2.4 Points (BestWire 8-7-06)

Insurance Prices Continue Downward Trend (BestWire 8-7-06)

Adverse Development of US P/C Industry Loss Reserves Continued in 2005 (BestWire 8-14-06)

Competition, Catastrophes and Loss Trends Drive Personal Lines Results (BestWire 8-15-06)

Commercial Rates Remain Flat (NUPC 8-16-06)

2005 P/C Underwriting Loss (BestWire 8-21-06)

Farm Mutuals Face Challenges Often Overlooked by Big Insurers (BestWire 9-19-06)

Cat Losses Prompt Market Shifts (BI 9-25-06)

Sluggish PC Premium Growth Looms: Expert (NUPC 10-2-06)

P-C Rate Decline 8% for September (NUPC 10-5-06)

PC Losses 2005 Highlight Need for Adequate Rates, Market Reforms (BestWire 10-9-06)

PC Industry ROE Remained Favorable in 2005 (BestWire 10-9-06)

Earnings for Insurers are Soaring (NYT 10-14-06)

Further Storms are Expected in the Industry (US) (FT 10-17-06)

Market Sees Downward Trends Except Property Cat (NYT 10-18-06)

Insurers Bask in Sun and Profits as Hurricane Season Nears End (WSJ 10-19-06)

Insurers' Profits Boom on Dearth of Hurricanes (WSJ 10-27-06)

Softer Insurance Market Looming as Losses Shrink, Capacity Expands (BI 10-30-06)

Flirting With Disaster (Best Review 11-06)

Cheaper Insurance Rates Point to Decline in Life, Business Risks (NYT 11-6-06)

Premium Cuts Deepen (NUPC 10-17-06)

Low Losses, High Rates Boost Insurer Profits (BI 12-4-06)

P-C Rate Barometer Shows Continuing Drop (NUPC 12-5-06)

Soft Market to Remain for Some Time (NUPC 12-7-06)

P/C Profitability Approaches 50-Year Highs, but Market Softening Looms Large (BestWire 12-18-06)

Underwriting Income Spurs Strong 9-Month US P-C Operating Results (BestWire 12-26-06)

Life Industry Growth Continues in 3rd Quarter 2006 (BestWire 12-26-06)

Market Softening Greater Than Thought (NUPC 12-26-06)

P-C Growth Could Surprise (NUPC 12-28-06)

Insurance Rates Take A 'No Worries' Tone (WSJ 1-2-07)

Mother Nature Gives Insurers a Break (NUPC 1-3-07)

Will Insurers Resist the Temptation to Cut Prices? (NUPC 1-3-07)

Premium Prices Continue Down, Market Barometer Shows (NUPC 1-5-07)

More Concrete Changes Expected as Industry Continues to Face Issues (BI 1-8-07)

Skies May Darken For Insurers (WSJ 1-9-07)

Soft Market is Global, Says Marsh (NUPC 1-17-07)

Survey: Underwriting Restraint Ebbing Quickly (NUPC 1-25-07)

D&O Rates Could 'Free-Fall' Advisen Finds (NUPC 2-1-07)

Soft Market Enters 3rd Year (NUPC 2-6-07)

MarketScout Finds P-C February Rates Down 10% (NUPC 3-8-07)

Solid Profits, Weak Storms Weigh on Insurers' Prices (WSJ 3-14-07)

Insurer Profits High Despite Soft Pricing (BI 3-26-07)

Competitive Climate is Driving Down Reinsurance Prices (FT 4-2-07)

Insurance Companies Thrive After Storms - at Policyholders' Expense (St. Louis Post-Dispatch 4-1-07)

PC Insurers' Income Soars to $64 Billion in 2006 (NUPC 4-18-07)

PC Sector Loss $1.22 Billion for Quarter (NUPC 4-25-07)

Underwriting Discipline Vanishing, Brokers Report (NUPC 4-30-07)

RIMS/Advisen Study Finds Cost Declines (NUPC 5-1-07)

At RIMS, Players in a Cyclical Industry Ponder Softening Environment (BestWire 5-7-07)

Reinsurance Market Changing Rapidly Since 2005 (BestWire 5-8-07)

April Insurance Declines Up to 12% (NUPC 5-8-07)

Reinsurance Renewals Will Show Slight Excess of Capacity (BestWire 5-15-07)

Insurance Price Drop Speeding Up, Willis Finds (NUPC 5-30-07)

S&P Finds Reinsurers Gloomy on Pricing (NUPC 6-6-07)

Study Finds 2006 P-C Reserves Improved (NUPC 6-19-07)

Willis: Re Pricing Drops (NUPC 7-5-07)

Commercial P-C Prices Dip 14% (NUPC 7-6-07)

Market Barometer Shows Rate Decline Steady at 14 Percent (NUPC 8-8-07)

Property Cat Rates Set to Ease at Renewals (BI 9-24-07)

Market Softens for Hard-to-Place Exposures (BI 10-1-07)

Fireman's CEO Says Insurers Have Soft Market Safeguards (NUPC 10-8-07)

Conning Says Mutual Firms Set for Soft Market (NUPC 2-28-08)

Guy Carpenter Releases Soft Market Strategies (NUPC 3-12-08)

Property-Casualty Insurers' Profits Fall (WSJ 4-10-08)

Insurers' Reserves Dropping (NUPC 4-23-08)

Insurance Markets May Stabilize (NUPC 5-30-08)

Report Looks at P-C War for Small-Commercial Business (NUPC 6-12-08)

MarketScout Points to Possible End of Soft Market (NUPC 7-7-08)

Customers Who Switch Insurers Increasing, Report Says (NUPC 7-10-08)

P-C Market Pricing Showing Signs of Stability (NUPC 7-22-08)

S&P Outlook for P-C Industry Turns Negative (NUPC 8-14-08)

Soft Marketing Hitting Loss Reserves: Fitch (BI 8-15-08)

Rate Declines Persisting for All Lines, Says MarketScout (NUPC 9-8-08)

Insurance Prices Still Dropping, Survey Finds (NUPC 10-23-08)

MarketScout: Soft Market Reaching End (NUPC 11-7-08)

Advisen Predicts Market Hardening in Late 2009 (NUPC 11-20-08)

Reinsurance Prices Likely to Rise (FT 12-28-08)

AIG

Two Life Insurers May Have Sensed Subprime Problems Before They Hit (BestWire 2-4-08)

Investors Turn Gaze to AIG (NYT 9-12-08)

Goldman, JP Morgan Are Asked to Lead $75 Billion AIG Loan Effort (WSJ 9-15-08)

Rush is on to Prevent AIG From Failing (NYT 9-15-08)

Fed Takes Steps to Aid AIG (NYT 9-16-08)

AIG Says Its Insurance Units Continue Normal Operations (BestWire 9-16-08)

State Regulators Hold Talks, Say AIG Subsidiaries Are Sound (BestWire 9-16-08)

New York Lets AIG Reallocate Assets (Updated) (NULH 9-15-08)

US Plans Rescue of AIG to Halt Crisis; Central Banks Inject Cash as Credit Dries Up (WSJ 9-16-08)

AIG's Troubles and Why They Matter (NYT 9-17-08)

Is Your AIG Insurance Policy Safe? (NYT 9-17-08)

In Asia, the Bloom is Off the AIG Rose (NYT 9-18-08)

Bad Bets and Cash Crunch Pushed Ailing AIG to Brink (WSJ 9-18-08)

New AIG Chief Sees Smaller, Nimbler Firm: Report (NYT 9-19-08)

Dinallo to Lead NAIC Task Force on AIG Asset Sales (NUPC 9-17-08)

AIG Crisis Highlights Pros & Cons of Fed Oversight (NUPC 9-18-08)

Reputational Risk of Concern for AIG: Moody's (BI 9-19-08)

Risk Managers Mull Options as Top Insurer Struggles On (BI 9-22-08)

AIG Faces Dual Problem of Retaining Clients, Best Employees (BI 9-22-08)

AIG Exec Questions Competitors Motives (NUPC 9-25-08)

Behind Insurer's Crisis, a Blind Eye to Risk (NYT 9-28-08)

Risk Managers Looking to AIG's Competitors (BestWire 10-2-08)

NY Regulator Blames Deregulation for AIG's Problems (BestWire 10-7-08)

Fed Gives AIG $37.8 Billion Loan (NYT 10-9-08)

Documents Show AIG Knew of Problems with Valuations (WSJ 10-11-08)

Insurers Lose Out as Concerns About AIG, Finances Spread (WP 10-11-08)

Willis: Insurers Generally Avoid Credit Crisis (NUPC 10-22-08)

Treasury Mulls Insurer Aid Program: Sources (NYT 10-24-08)

Liddy: AIG May Need More Financing (NYT 10-24-08)

US Mulls Widening Bailout to Insurers (WSJ 10-25-08)

Plan Could Push Insurers Into Mergers (WSJ 10-28-08)

Bair Says FDIC's Powers Could Extend to Insurers (NYT 10-29-08)

Bond Insurers Seek Shelter Under TARP (WSJ 10-30-08)

Hartford Reports $2.6B Net Loss (NUPC 10-30-08)

Behind AIG's Fall, Risk Models Failed to Pass Real-World Test (NYT 10-31-08)

AIG, US in Talks to Restructure Loan: Source (NYT 11-7-08)

Liberty Mutual CEO Blasts AIG Marketplace Actions (NUPC 11-10-08)

US Provides More Aid to Big Insurer (NYT 11-11-08)

Life Insurers Facing Cuts in Ratings (NYT 11-13-08)

Financial Crisis Highlights Insurance Industry Shortcomings (NYT 11-12-08)

Damage Control at Insurance Companies (BW 11-13-08)

Hartford Aims to Become S&L, Gain Access to Treasury Program (WSJ 11-14-08)

Insurers' Cash Rules May Loosen (NYT 11-14-08)

AIG to Pay Millions to Top Workers (NYT 11-14-08)

Your Insurer and Financial Worries (NYT 11-15-08)

Canadian Lawsuit Claims AIG Misled Investors (BestWire 11-17-08)

New York Will Review Insurers' Crisis Readiness (NYT 11-18-08)

Panelists: Market Players Are Rethinking Risk (NULH 11-18-08)

US Acquires $40 B in AIG Stock and Warrants as Part of Bailout (BestWire 11-26-08)

Swiss Re's Strategy Backfires (WSJ 12-1-08)

AIG Cancels Billions in Swaps, Hopes to Renegotiate Fed Loan (WSJ 12-3-08)

Regulators Weigh ACLI Capital Ideas in Closed Session (NULH 12-5-08)

Managing, Against All Odds (Investor's Business Daily 12-5-08)

Proposals on Changes for Insurers Moves Ahead (WSJ 12-8-08)

NAIC Technical Groups Share Capital Load (NULH 12-9-08)

AIG Working to Settle $10B of Investment Losses (NYT 12-10-08)

Swiss Re: Insuers Will Weather Rough Economic Storm (BestWire 12-9-08)

Dinallo: Securities Lending Needs Attention (NULH 12-10-08)

AIG Slashing Prices, But May Burn Taxpayers (NYT 12-11-08)

Models Helped Fuel Subprime Crisis, Actuaries Told (NUPC 12-11-08)

AIG Shuts Down Securities Lending Program (NUPC 12-16-08)

S&P Sees Insurer Downgrades Ahead for 2009 (NUPC 12-16-08)

NAIC Working Groups Respond to ACLI Request (NULH 12-17-08)

AIG Sells Hartford Steam Boiler for $742 Million (NYT 12-22-08)

Swiss Re Taps Credit to Boost Liquidity (WSJ 12-22-08)

AIG's Liddy: 70% of Company Must Be Sold to Pay Fed Loan (NUPC 12-22-08)

AIG Seeks Change on Loan Terms: Report (NYT 12-31-08)

Groups Oppose Easing Insurer-Reserve Rules (NYT 12-30-09)

Capital Plan a Poke in the Eye for Consumers: Critic (NULH 12-30-09)

Auto Insurance

Consumer Advice

How to Save on Auto Insurance (Consumer Reports September 1999)

Part 2

Part 3

Part 4

Part 5

Auto Insurance for Teens (Money 11-6-00)

Teens, Parents Can Put Brakes On Costly Automobile Insurance (4-21-02)

Auto Insurers Have All the Risk Factors Covered (LA Times 5-8-02)

Switch Car Insurers to Cut Policy's Cost (WSJ 5-26-02)

Car Insurance: Unfair to Young Male Drivers (WP 9-3-02)

How to Avoid Headaches From a Fender Bender (WSJ 12-29-02)

How to Fix Your Life in 2003: Cut Costs - and Even Cords (WSJ 12-31-02)

Saved by a Tow, but Now What? (NYT 3-14-03)

Market and Technological Developments

Progressive Experimenting with Usage-Based Insurance Policy; GPS System (Auto Insurance Report 2-8-99)
Car Wars (Auto Insurance Markets 2000) (Best's Review October 2000)
Insurance by the Minute (Forbes November 2000)
Leading Auto Insurer to Cut Rates for Drivers of Biggest Vehicles (NYT 11-28-00)
Progressive to Expand Satellite Auto System (NU-PC 3-19-01)
Allstate Buys Sterling Collision, A Car Repair Chain (NYT 5-9-01)
Auto Insurance Seen Returning to Era of Annual Rate Increases (LA Times 5-1-01)
Auto Residual Market Burden Grows (NUPC 5-7-01)
Multicar Collision Just Ahead (Best Review Preview 2001)
Argentine Patents 'Black Box' for Cars (NYT 7-16-01)
Progressive.com and Nextel Offer Vehicle In-surance Information (NUPC 8-14-01)
High-Risk Drivers Dropped by Allstate (Chicago Sun-Times 8-21-01)
Coverage by Mile On Tap (Dallas Morning News 1-23-02)
Butler Pushes for Insurers to Sell Mile-Based Policies (WSJ 2-20-02)
Policies With Rates Based on Miles Have Way to Go (LA Times 3-6-02)
Use of 'Black Boxes' in Cars May Hinge On What the Public Finds Acceptable (WSJ 3-18-02)
Car Insurers Rev Up Their Rates, But Bargains Are Still Out There (WSJ 4-24-02)
Allstate Wins State (CA) Approval for Rate Hikes (LA Times 5-3-02)
Auto Rates on the Way Up (FL) (Sun-Sentinel 6-13-02)
Car Video Unit Gets Insurance Partner (NUPC 8-2-02)
Ford Launches Vehicle Insurance Program (WSJ 8-22-02)
A Parental Black Box for Young Drivers (NYT 8-22-02)
Some Insurers Halt Coverage for Vans Linked to Rollovers (NYT 8-24-02)
Tracking Bay Area Traffic Creates Concern for Privacy (NYT 8-26-02)
New Legislation Would Make Screening Bad Drivers Easier (BI 9-16-02)
On Your Own Trail: The New Tracking Devices (NYT 10-23-02)
Study Looks at Drivers, Claims (NYT 11-12-02)
Next: Car Insurance at 7-Eleven Kiosks (AB 11-20-02)
Car Black Box, The (NYT 12-15-02)
More Motorists Getting Dinged by Rising Auto-Insurance Rates (Clumbus Dispatch 12-31-02)
Automakers Block Crash Data Recorders (NYT 12-29-02)
Insurance Groups Wield Influence in Car Design (WP 12-31-02)
Blaming the Victims (Miami Herald 12-30-02)
'Colussus' at the Accient Scene (WSJ 1-2-03)
Car Theft Makes Comeback After Rates Fell for a Decade (WSJ 2-18-03)
Insurance: Home, auto ... and Segway? (NYT 2-19-03)
Insurers Ask Feds for Auto 'Black Box' Use Rule (NUPC 2-26-03)
Insurer Adds Nuclear Exclusion for Cars (LA Times 2-27-03)
InsWeb: Auto Rates Up 11% in 2002 (NUPC 3-7-03)
Taxis Soon May Acquire Their Own 'Black Boxes' (WSJ 3-13-03)
Auto Insurer Targets Teen-Agers as a Future Market (BI 3-17-03)
Insurers, to Control Costs, Take Over Car Repair (WSJ 4-8-03)
Mayor Ponders Commuter Tax with a Twist (NYT 4-12-03)
Insurers Hope Repair Shops Can Help Keep Customers (WSJ 4-13-03)
A Costly Segway (Fortune 4-14-03)
State Farm Issues Cameras to Customers (AP 4-17-03)
Auto Insurance 2002-2003 (III 4-03)
Autos' Black-Box Data Turning Up in Courtrooms (USA Today 5-16-03)
Insurers Push Parents' Efforts, Good Grades Over 'Driver Ed' (WSJ 5-19-03)
'Colussus' at the Accient Scene (WSJ 1-2-03)
Car Theft Makes Comeback After Rates Fell for a Decade (WSJ 2-18-03)
Insurers Ask Feds for Auto 'Black Box' Use Rule (NUPC 2-26-03)
Insurer Adds Nuclear Exclusion for Cars (LA Times 2-27-03)
InsWeb: Auto Rates Up 11% in 2002 (NUPC 3-7-03)
Taxis Soon May Acquire Their Own 'Black Boxes' (WSJ 3-13-03)
Auto Insurer Targets Teen-Agers as a Future Market (BI 3-17-03)
Insurers, to Control Costs, Take Over Car Repair (WSJ 4-8-03)
Mayor Ponders Commuter Tax with a Twist (NYT 4-12-03)
Insurers Hope Repair Shops Can Help Keep Customers (WSJ 4-13-03)
A Costly Segway (Fortune 4-14-03)
State Farm Issues Cameras to Customers (AP 4-17-03)
Auto Insurance 2002-2003 (III 4-03)
Autos' Black-Box Data Turning Up in Courtrooms (USA Today 5-16-03)
Insurers Push Parents' Efforts, Good Grades Over 'Driver Ed' (WSJ 5-19-03)
Study: Auto Rates Vary Widely Among Insurers (NUPC 6-18-03)
Back-Seat Driver: 'Danger Index' Calls Attention to Busiest Corners (Sacramento Bee 7-14-03)
A New Kind of Insurance: Coverage for the Commute (LA Times 7-15-03)
Rating Errors Cost U.S. Auto Insurers $13.7 Billion, Says Consultant (NUPC 7-28-03)
Black Box for Cars (Forbes 8-11-03)
GEICO Modifies Campaign (NYT 8-8-03)
Amica Tops Among Auto Insurers: J.D. Power (NUPC 9-3-03)
InsWeb Finds Auto Premiums Steadily Increasing (NUPC 9-9-03)
The Snoop in Your Coupe (WP 9-9-03)
Privacy Law in California Shields Drivers (NYT 9-23-03)
Americans Love Their Care ... Insurance (National Post 10-8-03)
Gearing Up: Insurers Are Courting Teen Drivers (BR 10-03)
Coming Soon: Smarter Ways to Stop, Turn and Cruise (NYT 10-22-03)
Insurers Pre-Empting Mold Claims (Denver Post 11-10-03)
Stay Ahead of the Depreciation Curve: GAP Insurance (KC Star 1-4-04)
Car Premiums Are Pushed Up by Rising Fraud (WSJ 1-7-04)
Life in the Fast Lane (WSJ 1-12-04)
Progressive Unveils Full-Service Claim Centers (NUPC 1-14-04)
Insured's Left Spinning by a Barely Moving Odometer (Newsday 3-7-04)
Car Insurers Tap the Brake on Rates (DJ 3-30-04)
Centrally Located: Auto Insurers Value Chain (BR 4-04)
Drive-By Rates (BR 4-04)
Insight: Tracking the Changes: Rating Errors (BR 4-04)
Auto Insurers Offer Discounts to Professionals (WSJ 4-7-04)
Auto Insurers Cut Rates - for Some (WSJ 4-22-04)
Insurance Service Uneven (Boston Globe 4-22-04)
Accelerated Growth (BR 5-04)
Make, Model Affect Insurance (WSJ 5-9-04)
Drivers Getting Break as Many Insurers Cut Rates (NYT 6-26-04)
Dodging High Car Insurance Prices (CNNMoney 3-23-04)
More Parents Let Adult Kids Stay on Auto Policies (WSJ 7-13-04)
The Disposable Car: More Cars End Up Totaled (WSJ 7-22-04)
Accidents Put A Bigger Dent in Car Values (WSJ 7-25-04)
Data Recorders in Cars Might Open Pandora's Black Box (WP 7-27-04)
A 'Black Box' for Your Car (WSJ 8-4-04)
Drivers Let Big Brother in to Get a Break (USA Today 8-9-04)
Insurer's In-Car Data-Gathering Draws Scrutiny (DJ 8-12-04)
Basing Car Insurance Risk on the Individual (WP 8-15-04)
Your Insurance Agent, Along for the Ride (NYT 9-27-04)
Does Your Car Have a Spy in the Engine? (NYT 10-27-04)
Auto Insurer to Ramp Up Agents' Sales (WSJ 11-4-04)
In Whose Good Hands? (St. Louis Post-Dispatch 11-11-04)
A Rewards Plan for Auto Insurance (WSJ 5-3-05)
Insurer Targets Low-Risk Drivers Using Credit Score (WSJ 6-21-05)
Telling the Risky From the Reliable (BW 8-1-05)
For a Price, Would You Let Car Insurer Tag Along for the Ride (USA Today 8-3-05)
Why You're Saving on Car Insurance (NYT 8-6-05)
Progressive CEO: Auto-Insurance Claims Getting Larger (WSJ 8-9-05)
Gizmo May Cut Premiums for Careful Drivers (LA Times 11-13-05)
Are Allstate's New Auto Insurance Promises ... Too Good to be True? (Pittsburgh Post-Gazette 11-17-05)
Car Insurer Has Medical Clinic to Cut Coasts (WSJ 12-28-05)
More Insurers Go for the Green (WSJ 1-5-06)
Safeco Gears for Direct Auto Marketing (NUPC 4-4-06)
Geico May Dominate Market: Analyst (NUPC 4-21-06)
Urban-Rural Disparity Cited in Claims Behavior (NUPC 5-10-06)
Bikers Coasting on Crash Coverage (Columbus Dispatch 5-30-06)
Body Repair is Driving a Debate (Houston Chronicle 6-26-06)
Won't Insurer Our Homes? You Won't Insure Our Cars, Either (St. Petersburg Times 7-18-06)
Insurance By Mileage Explored (Houston Chronicle 8-7-06)
Car Insurance Rates Drop in New Jersey (NYT 8-24-06)
Service Tops Price for Customers of Auto Insurance (WSJ 8-30-06)
Mich. Pooling Initiative to Drive Lower Rates for Urban Motorists, Homeowners (BestWire 9-12-06)
Premium Rating Errors Cost Auto Insurers $16B in 2006 (BestWire 10-3-06)
CA Regulator Seeks to Expand Low-Cost Auto Insurance Program (BestWire 10-5-06)
Bigger Push for Charging Drivers Who Use the Busiest Streets (NYT 11-24-06)
Countrywide Financial Subsidiary Launches Auto Line in Four States (BestWire 11-27-06)
ChoicePoint Debuts Auto Insurance Verification Tools (NUPC 11-27-06)
Report Says Insurers' Profits Soar as Claim Costs Fall (NYT 11-30-06)
Lower Bill? Thank a Careful Driver (Boston Globe 11-26-06)
New Jersey Skylands Offers Discounts to Mass Transit Users (BestWire 12-1-06)
New York City Comptroller: Auto Rates Out of Control (BestWire 12-1-06)

Georgia

Auto Insurance Rate Hike Bill Stalls (AJC 2-26-00)

New York

Coming to N.Y.: America's Costliest Car Insurance (New York Post 2-28-01)
Insurers Have Wheel Bad News for N.Y. Drivers (New York Post 3-27-01)
Facing Big Rise in Car Insurance, Albany Scrambles for a Solution (NYT 5-03-01)
Post Story Puts Brake on Auto Insurers (NY Post 5-23-01)
Insurance Can Take Drivers for a Ride (NY Daily News 7-23-01)
Car Insurance Rules for Accident Victims to Become Stricter on Sept. 1 (NYT 8-24-01)
Allstate Blames High Fraud for 10.5% Auto Rate Rise (NYT 1-10-02)
Worst Drivers in New York Will Pay More (NYT 3-30-02)
An Escalating Blame Game Ensues Over the High Price of Auto Insurance (NYT 6-1-02)
Cuomo Calls for Cuts in NY Auto Insurance (NY Newsday 8-5-02)
NY Lets Insurers Take You For Ride (NY Post 8-24-02)
Living Here, but Registered There (NYT 1-3-03)
Legislators Try Again on Car Insurance Laws (NYT 1-23-03)
A Bear of a Rate Hike (NY) (Newsday 6-8-03)

New Jersey

State Holds Line on Auto Insurance Costs (Newark Star-Ledger 4-25-01)
Auto Insurer Plans to Quit New Jersey (NYT 6-13-01)
State Farm's NJ Exit May Present Opportunity for Rivals (DJ 6-13-01)
American Internation to Leave NJ Auto Insurance Market (DJ 6-20-01)
Major Auto Insurers May Pull Out of New Jersey (NYT 6-21-01)
Third Auto Insurer Files to Pull Out of New Jersey (NYT 6-22-01)
After Insurers File to Leave, State Cuts Costs of Auto Injury Treatments (NYT 6-23-01)
Auto Insurers Bail Out of N.J. (NUPC 6-25-01)
Judge Grants Car Insurer a Big Rate Increase (NYT 7-24-01)
NJ Orders Prudential to Refund $25M in Excess Profits (DJ 7-26-01)
Metro Briefing: Trenton: Insurer Seeks Quick Withdrawal (NYT 8-20-01)
State Farm Auto Unit Plans to Leave New Jersey Market After Hefty Losses (WSJ 8-27-01)
Editorial: Like a Good Neighbor (WSJ 8-27-01)
State Rejects AIG's Request for Rate Hike (Star-Tribune 8-31-01)
All-Comers Law Dashes Little Insurance Guy's Big Plans (Star-Ledger 9-6-01)
Race for New Governor Turns to Car-Insurance Reform (NYT 10-9-01)
Insurers Prepare to Leave (NYT 10-22-01)
1.3 Million New Jersey Drivers to Pay More for Auto Insurance (NYT 11-22-01)
With Promise of Rate Rise, Insurer Halts Plan to Leave (NYT 12-19-01)
New Jersey-stan (WSJ 4-2-02)
Penalties for Uninsured Drivers (NYT 7-9-02)
Auto Insurance Rates Decrease, but Insurers Warn of Trouble Ahead (NYT 7-23-02)
Deals on Car Insurance for Uninsured (NYT 8-29-02)
50,000 Drivers in NJ Hunting for Insurance (Star-Ledger 11-24-02)
NJ Mulling 'Dollar-A-Day' Car Insurance for Poor Residents (WSJ 1-7-03)
Allstate Profits in NJ as Others Exit (DJ 3-21-03)
Cash Crisis Eases for Automobile Insurers (NYT 4-25-03)
McGreevey Signs Law Easing the Rules for Auto Insurers (NYT 6-10-03)
Allstate is Cleared of Bias (NYT 7-4-03)
California Company Becomes NJ's First New Auto Insurer in 7 Years (DJ 8-7-03)
Reforms Drive Competition Among Auto Insurers (WSJ 9-21-03)
State Farm Reverses Plan to Drop Customers (NYT 10-10-03)
NJ Providing Dollar-a-Day Auto Insurance (NUPC 11-11-03)

Other States/Countries

USAA Switching Drivers to Unregulated Insurer (Austin American-Statesman 6-26-02)

Driven to Revolt (Boston Globe 6-30-02)

Texas Drivers Caught in Insurance Shuffle (Austin American-Statesman 8-4-02)

Texans Pay Premium for Auto Insurance (AP 9-11-02)

You May Pay More for Auto Insurance (NC) (Charlotte Observer 10-16-02)

Reilly: Study Rebuts Firms on Need to Hike Auto Rates (Boston Globe 12-12-02)

Anger Over Car Insurance Rates in Canada (NYT 8-14-03)

Rise of Cars in China Brings Havoc in Streets (WSJ 11-20-03)

Auto Rates Pass the $1,000 Mark (MA) (Boston Globe 12-16-03)

Reform Auto Insurance with Choice (MA) (Boston Globe 12-29-03)

Law and Regulation

A Call for 'Auto Choice' and Lower Premiums (New York Times 8-30-98)
Signing Up Uninsured Drivers (Consumer Reports November 2000)
Motorists Could Drive Down Cost of Insurance (Oregonian 5-05-01)
Regulation Hikes Auto Insurance Costs For Good Drivers, New Study Concludes (NUPC 5-14-01)
In U.S. Illegally, Immigrants Get License to Drive (NYT 8-4-01)
Insurance Groups Praise Louisiana Court Rulings on Diminished Vehicle Value (NUPC 10-1-01)
No-Fault Auto Laws - Refuting the Ties to Highway Negligence (Insurance Advocate 9-8-01)
S.C.'s Safe Drivers Now to Pay Less for Coverage (The State 3-1-02)
Philadelphia Plans Car Crackdown (NYT 4-13-02)
Lucky Drivers Escape Notice (Hartford Courant 6-29-02)
A Fine Incentive (Uninsured Motorists) (BR 7-02)
Car Insurance Discount Defeated in Committee (CA) (LA Times 8-8-02)
Allstate Must Face Class-Action Lawsuit (WP 9-19-02)
Allstate's 'Scorched-Earth' Strategy Wins in Conn. Court (BR 10-02)
Allstate Faces State Action on Premiums (LA Times 3-13-03)
Looking to Shape Up Body Shop Laws (Austin American-Statesman 4-9-03)
Colorado Dropping No-Fault Insurance (NUPC 5-9-03)
S.C.'s Safe Drivers Now to Pay Less for Coverage (The State 3-1-02)
Philadelphia Plans Car Crackdown (NYT 4-13-02)
Lucky Drivers Escape Notice (Hartford Courant 6-29-02)
A Fine Incentive (Uninsured Motorists) (BR 7-02)
Car Insurance Discount Defeated in Committee (CA) (LA Times 8-8-02)
Allstate Must Face Class-Action Lawsuit (WP 9-19-02)
Allstate's 'Scorched-Earth' Strategy Wins in Conn. Court (BR 10-02)
Allstate Faces State Action on Premiums (LA Times 3-13-03)
Looking to Shape Up Body Shop Laws (Austin American-Statesman 4-9-03)
Colorado Dropping No-Fault Insurance (NUPC 5-9-03)
Lessor Liability (Newsday 7-13-03)
Groups Say Parts Suit is Barred by Federal Law (NUPC 7-21-03)
Auto Insurance Reform is Costly (CO) (Rocky Mountain News 8-19-03)
Way is Cleared for Trial in Madison County Over Aftermarket Auto Parts (St. Louis Post-Dispatch 8-21-03)
Licenses for Illegal Immigrants (NYT 11-26-03)
Allstate Gets Injunction in Case Vs Texas State (DJ 1-14-04)
Garamendi Claims Bias in Auto Insurance Pricing (San Diego Union-Tribune 1-28-04)
Study Shows Wide Disparities in Rates Based on Drivers' Addresses (Modesto Bee 3-11-04)
Many Illegal Immigrants Drive Sans License (NYT 5-7-04)
Bill on Collision Course Over Shift in Auto Repairs (Boston Globe 7-11-04)
Driver's Licenses for Illegal Immigrants Divide Congress (WSJ 12-6-04)
Court Opinions Differ on Diminished Value (BR 1-05)
Insurers Seek Open Market on Car Policies (MA) (Boston Globe 2-17-05)
Roadblock Ahead: Black Boxes (BR 3-05)
Car Insurance Bill Heads to Full House (GA) (AJC 3-10-05)
Immigrants in Tennessee Issued Certificates to Drive (NYT 5-9-05)
Buying a Little Reassurance (LA Times 6-29-05)
Study Alleges Racial Bias in Auto Rates (LA Times 12-20-05)
Auto Rates Draw GOP Interest (AJC 2-8-06)
No-Fault Debated in 3 States (NU 2-14-06)
Garamendi Orders Unlicensed Organization to Stop Selling Fake Auto Policies (BestWire 2-24-06)
State Farm Claims Win as US Supreme Court Declines Aftermarket Parts Case (BestWire 3-9-06)
No-Fault Auto Insurance Reaches a Crossroads (BestWire 3-13-06)
Auto Insurance Premiums the Newest East-West Squabble (CA) (Sacramento Bee 3-13-06)
Suburb May Charge for Wrecks (Chicago Tribune 5-10-06)
NJ Panel Set to Probe GEICO Auto Rating Criteria (NUPC 6-9-06)
Driving Record to Set Baseline for Auto Rates (CA) (San Jose Mercury News 7-15-06)
Three Insurer Trade Groups File Suit Over New California Auto Regulations (BestWire 7-20-06)
Insurers Bowing to Garamendi Auto Rules (NUPC 8-23-06)
NAMIC: States Should Reform No-Fault Auto and Tort Systems (BestWire 10-5-06)
Competition and Choice in Jersey Car Insurance (Herald News 10-9-06)
Insurers Oppose Oregon Gov's Premium Surcharge (BestWire 12-6-06)

Traffic and Safety

Pedal to the Metal: Atlanta Highways Series (AJC 3/5-9/00)

Driving on a Bad Record (AJC 1-28-01)
Cars That Keep Their Distance (NYT 2-04-01)
Some Caution Signals for Older Drivers (NYT 2-20-01)
Study Shows Car Safety Improving Without Government Rules (USA Today 3-21-01)
Increase in Fatal Pileups Defies Safety Trends (USA Today 3-29-01)
Elderly Drivers Die at Record Pace (USA Today 5-01-01)
Limits on Teen Drivers (USA Today 5-01-01)
Crash Analysis Lets Cell Phones off Hook (WP 5-08-01)
Collision Sensors for Big Trucks (NYT 5-11-01)
Low Seat-Belt Use Linked to Teenage Death Rates (NYT 5-21-01)
American Gridlock (USNWR 5-28-01)
A Large Pain: Health Coverage (NYT 5-6-03)
Red Light Cameras Yielding Outcry (NYT 7-19-01)
Seat-Belt Use Rises in South in a Campaign to Get Tough (NYT 8-8-01)
Older Drivers Need More Protection (NYT 9-4-01)
Study Offers Aids to Elderly in Reducing Road Accidents (NYT 9-4-01)
Roads are Safer; Cars are Safer. Drivers? Forget It. (NYT 10-10-01)
Reducing the Risks of Teenage Drivers (NYT 10-30-01)
New Studies Can Help Parents Protect Teens From Accidents (WSJ 1-11-02)
Drivers in Hawaii Suffer from Camera Rage (NYT 1-28-02)
Virginia Targets Aggressive Driving (WP 3-9-02)
Road Rage Rankings (BW 6-17-02)
Traffic Deaths Rose in 2001, but Rate for Miles Traveled Fell (NYT 8-8-02)
Can't Drive 55? (Kipplinger's Personal Finance 9-02)
Ban on Drivers' Cellphones Cuts Use, Study Finds (NYT 8-19-02)
Traffic Deaths on Rise Globally (NYT 8-29-02)
Trauma: Putting a Premium on Helmets (NYT 9-24-02)
Why Leave Space Between Cars at Red Lights? (WP 9-26-02)
Deaths Mounting Again in War on Drunk Driving (NYT 10-23-02)
When the Eyelids Snap Shut at 65 Miles an Hour (NYT 11-26-02)
Car-Safety Tests Show Value of Overhauling Auto Designs (WSJ 12-16-02)
A Regulator Takes Aim at Hazards of SUV's (NYT 12-22-02)
The Snowmobile as a Hot Rod: More Thrills, and More Worries (NYT 2-18-03)
Traffic Deaths Rose Last Year; SUV Rollovers Add to the Total (WSJ 4-24-03)
Latest Highway Deaths Report Paints a Discouraging Picture (NYT 4-28-03)
TV Ad Campaign for Seat Belts to Focus on High-Risk Drivers (NYT 5-12-03)
The Snowmobile as a Hot Rod: More Thrills, and More Worries (NYT 2-18-03)
Traffic Deaths Rose Last Year; SUV Rollovers Add to the Total (WSJ 4-24-03)
Latest Highway Deaths Report Paints a Discouraging Picture (NYT 4-28-03)
TV Ad Campaign for Seat Belts to Focus on High-Risk Drivers (NYT 5-12-03)
Poll Highlights Road Recklessness (USA Today 5-27-03)
A Quick Driving Test (USA Today 5-27-03)
Bad Urban Roads Cost Drivers $396 a Year, Group Says (USA Today 5-27-03)
Honda Aims to Arm its Cars with Unusual Safety Systems (WSJ 6-2-03)
Pitting Fuel Economy Against Safety (NYT 6-28-03)
Born to be Wild, but at a Cost (NYT 7-6-03)
Traffic Tickets' Silver Lining (NYT 7-6-03)
Crash Renews Debate on Older Drivers (WP 7-18-03)
Biggest Traffic Danger Might Be You (Medical Economics 7-25-03)
Regulators Want Tough Push on Enforcing Seat-Belt Laws (WSJ 8-4-03)
Driving Overtime, and Pushing the Limits (NYT 8-26-03)
Studies Tie Urban Sprawl to Health Risks, Road Danger (USA Today 8-29-03)
To Get the Phone, Drivers Are Willing to Risk Getting a Ticket (NYT 9-2-03)
Into Heavy Pedal? (American Demographics July/Aug-03)
SUVs Are Faulted for Inflating Premiums for Auto Insurance (NYT 10-7-03)
Study Links Higher Speed Limits to Deaths (NYT 11-24-03)
The Danger of Drowsy Driving (WSJ 11-24-03)
Automakers to Redesign SUV's to Reduce Risk (NYT 12-4-03)
Debate Lingers on Elderly Behind the Wheel (Fort Meyers News-Press 11-30-03)
An Electronic Assist for Perilous Driving (NYT 12-11-03)
How Much is Safety Worth? (WSJ 12-15-03)
The True Costs of SUVs (NYT 12-18-03)
Progress Slows in Anti-DUI Effort (KC Star 12-18-03)
Study Shows the Price Paid by Drunk Drivers (WP 1-22-04)
Cars that Nudge You to Drive More Safely (NYT 12-26-03)
As ATVs Take Off in Sales, Deaths and Injuries Mount (WSJ 2-10-04)
Program Promoting Car Safety for Children Will Focus on the Poor (NYT 2-11-04)
Older Drivers Far More Likely to Die in Crashes (DJ 2-18-04)
Keeping Older Drivers Safer (WSJ 2-23-04)
Speeders Outgun New Limits (USA Today 2-23-04)
Americans Driving to Distraction (USA Today 3-5-04)
Aging: Better Drivers but Not Safer Ones (NYT 3-16-04)
US Road Fatalities Climb; Motorcycle, SUV Deaths Rise (AP 4-28-04)
Legislators Target Road Rudeness (USA Today 5-5-04)
In a Road That's All Eyes, the Driver Finds an Ally (NYT 5-13-04)
As Risks Make a Helmet More Vital, Fewer Motorcyclists Wear One (NYT 6-14-04)
In Deaths at Rail Crossings, Missing Evidence and Silence (NYT 7-11-04)
Driving? Maybe You Shouldn't Be Reading This (NYT 7-13-04)
Regulators Push for Smarter Tires (WSJ 7-14-04)
Railroad Safety Agency Says It Is Addressing Fatal Crashes (NYT 7-23-04)
A Few Cars Controlled By Computer Can Keep Rest of Traffic Flowing (WSJ 7-30-04)
Ad Blitz Reminds Motorists to 'Watch the Road' (LA Times 8-3-04)
Motor Vehicle Deaths Drop for First Time in 6 Years; Seat Belt Use Cited (NYT 8-11-04)
Federal Inquiry to Review Regulation of Railroad Grade Crossings (NYT 9-2-04)
Making Money Fast on Very Slow Cars (NYT 9-12-04)
Trouble Follows Close Behind (LA Times 10-6-04)
Congress Close to Establishing Rules for Driver's Licenses (NYT 10-11-04)
Touting Freedom, Bikers Take Aim at Helmet Laws (WSJ 11-30-04)
Questions Raised on Signals at Rail Crossings (NYT 12-30-04)
With Cameras on the Corner, Your Ticket is in the Mail (NYT 1-6-05)
Study Finds Doctors' Affect Risks on Road (NYT 1-13-05)
Spy in the Sky (Kiplinger's Personal Finance 2-05)
US Audit Faults Federal Regulators on Rail Safety (NYT 2-10-05)
Hitting Brakes on Red Light Cameras (WP 2-18-05)
A Back-Seat Driver for Your Teen's Car (AJC 2-17-05)
For Drivers, a Traffic Jam of Distractions (NYT 3-3-05)
Too Much License? (WSJ 3-7-05)
Is the Car Unsafe, or the Driver? (NYT 3-15-05)
US Auto-Safety Regulators Plan Crackdown on Speeding (WSJ 3-15-05)
Driver Class Saves Money (WSJ 3-20-05)
US Declares Boston's Big Dig Safe for Motorists (NYT 4-5-05)
Rising Death Rate for Teen Drivers Spurs Legislation (WSJ 6-2-05)
Iowa City Motorists Safest in Nation (WP 6-7-05)
Survey: Most States Allow Speed Cushion (WP 6-13-05)
HOV Lanes Linked to Rise in Car Crashes (WSJ 6-21-05)
States Turn on to Idea of Ignition Locks (USA Today 6-24-05)
Most Drivers Admit to Bit of Road Rage (Newark Star-Ledger 7-8-05)
The Seat-Belt Solution (NYT 7-10-05)
Cellphone Use Raises Car-Crash Risk (WSJ 7-12-05)
What Makes a Good Driver? (Boston Globe 7-24-05)
Staying Alive (WSJ 7-25-05)
Study: Small Fixes Greatly Aid Road Safety (AJC 8-3-05)
Motorcycle Fatalities Increase in Florida (AP 8-8-05)
Old New Mexico Woe, Drinking and Driving, Is Vexing State Anew (NYT 12-4-05)
Study: Drivers Living Near Church Safest (NYT 12-7-05)
Stranded on the Highway and Looking for Help (NYT 1-7-06)
Coaxing Seniors Out From Behind the Wheel (WSJ 1-12-06)
Risk of Teen Drivers Reaches Others (USA Today 1-18-06)
Compact Cars Have High Fatality Rate, US Agency Finds (WSJ 1-31-06)
Some Sleeping Pill Users Range Far Beyond Bed (NYT 3-8-06)
Older Drivers Fight to Stay on the Road (WSJ 3-25-06)
Restrictions on Cellphone Use While Driving Gain Traction (WSJ 4-17-06)
Crash Research (WSJ 4-24-06)
Study Says Millions Have 'Rage' Disorder (NYT 6-5-06)
David (Car) Has Better Chance Against Goliath (SUV) (NYT 6-13-06)
Free and Easy Riders (NYT 6-17-06)
Fla. Motorcycle Fatalities Reportedly Soar (NYT 6-18-06)
Best and Worst Drivers: Where They Live (NYT 6-18-06)
California's Uneasy Riders (NYT 7-16-06)
States Boost Speed Limits on Major Highways (WSJ 7-20-06)
New Car-Safety Focus: Crash Prevention (WSJ 9-14-06)
A New Strategy to Discourage Driving Drunk (NYT 11-20-06)
Automakers Heed Insurers on Safety, Leading to Safer Vehicles, Less Frequent Claims (BestWire 11-21-06)
When Deer Meets Driver (NYT 11-26-06)
Dip in Seat Belt Use Brings Push for Laws (USA Today 12-1-06)
As Trucking Rules Are Eased, a Debate on Safety Grows (NYT 12-3-06)
Speeding Triples the Odds of Crashing, AAA Finds (BestWire 12-13-06)
Small Cars Come Up Short in Crash-Test Safety Study (NYT 12-19-06)
Irate Drivers' Road Rage Moves on to the Internet (Toronto Star 12-22-06)

Rental Cars and Insurance

Agency Protests Company's Fines on Speeders (NYT 7-5-01)
Los Angeles: Car Rental Information (NYT 7-22-01)
Rental Car Industry Presses for Repeal of New York Ban on Collision Waivers(NYT 4-23-02)
Avoid Being Double-Insured The Next Time You Rent a Car (WSJ 6-2-02)
Alamo to Help Drivers Fight Traffic Tickets (WSJ 8-6-02)
As Travel Slumps, Rental Firms Push Additional Car Insurance (WSJ 2-25-03)
Agency Protests Company's Fines on Speeders (NYT 7-5-01)
Los Angeles: Car Rental Information (NYT 7-22-01)
Rental Car Industry Presses for Repeal of New York Ban on Collision Waivers(NYT 4-23-02)
Avoid Being Double-Insured The Next Time You Rent a Car (WSJ 6-2-02)
Alamo to Help Drivers Fight Traffic Tickets (WSJ 8-6-02)
As Travel Slumps, Rental Firms Push Additional Car Insurance (WSJ 2-25-03)
Adults Renting Cars for Kids Take on Big Financial Risk (WSJ 5-29-03)
The Facts About Rental Car Insurance (Insurance.com 5-31-03)
Some Rental Cars Are Keeping Tabs on the Drivers (NYT 1-13-04)
Robo-Cars make Cruise Control So Last Century (NYT 4-4-04)
Travelers Feel Pressure at Car Rental Counters (NYT 4-6-04)
Age Matters for Car Renters (NYT 11-7-04)
Scrutinizing Rental-Car Agencies' Insurance Pitches (WSJ 3-29-04)
Rental Car Companies Get Aggressive on Damage (NYT 4-5-05)
A Costly Lesson in Car Rental Liability (WP 5-3-05)
Research Helps Sort Rental Car Options (WP 6-30-05)
Car Renters Often Overdo Insurance (USA Today 8-26-05)

After-Market Parts

High Court to Hear State Farm Parts Case (NUPC 10-2-02)

Other

Future Still Uncertain for Non-OEM Auto Parts (NU February 2001)
American Gridlock (USNWR 5-28-01)
Appraising the 'Totaled' Value of Wrecked Cars Can Be Tricky (LA Times 8-22-01)
Auto Insurance, By the Numbers (Chicago Tribune 9-4-01)
Insurers Defend Credit Checks (AJC 10-18-01)
When a Prospective Buyer Trashes a Car (WP 3-5-02)
Bill Slashing Car Insurance Passes 1st Test (Denver Post 3-15-02)
Panel Kills Bill Cutting Car Coverage (Denver Post 4-3-02)
Teenage Driver Death Rates Vary by State with Belt Use (NYT 7-15-02)
State Farm Sues Ford to Recover Payouts (NYT 3-14-03)

Boats/Inland Marine

Freshwater Fishing Boat Program Available on the Web (NUPC 3-3-03)

Brokering

For Insurance Chief, a Third Inquiry and a Showdown (NYT 10-15-04)

Spitzer Accuses Insurance Industry of Rigging Bids (NYT 10-14-04)

Spitzer Charges Bid Rigging in Insurance (WSJ 10-15-04)

Insurers Reel from Spitzer's Strike (WSJ 10-18-04)

Where Were the Regulators for the Insurance Industry? (WSJ 10-18-04)

Insurance Investigation Widens to Include Costs (NYT 10-19-04)

Brokers Are Jittery; Spitzer Seeks Data (NYT 10-19-04)

Insurance Scandal May Spur Congress to Rethink Regulation (DJ 10-20-04)

Marsh Directors Race to Address Charges (WSJ 10-20-04)

Spitzer Investigation May be Just the Start for Insurance Industry (SmartMoney 10-20-04)

States Increase Their Scrutiny of Insurance Brokers (NYT 10-21-04)

Elliot's Insurance Policy (WSJ 10-21-04)

How a Top Marsh Employee Turned the Tables on Insurers (WSJ 10-22-04)

Reader's Guide to Insurance Lingo (WSJ 10-22-04)

To Survive the Dance, Marsh Must Follow Spitzer's Lead (NYT 10-25-04)

Jeffrey Greenburg Steps Down as Chief, Chairman of Marsh (WSJ 10-25-04)

Deceptive Practices Are Found at Aon, Too (NYT 10-25-04)

Marsh & McLennan to Adopt New Reforms (NYT 10-26-04)

In Spitzer's Office, Hours of Drudgery, Moments of 'Gotcha!' (WSJ 10-27-04)

The Secret World of Marsh Mac (BW 11-1-04)

Why Insurance Needs a Cleanup (BW 11-1-04)

Big Insurer Denies Any Ties to Plan to Attack Spitzer (NYT 10-29-04)

Insurers Set Up by Marsh, Aon Use Their Ties (WSJ 11-1-04)

Marsh to Create Restitution Fund Using Incentive Fee Proceeds (NYT 11-2-04)

Marsh Collects Disputed Fees of $275 Million (WSJ 11-2-04)

As Bid-Rigging Probe Grows, So Do Lawsuits (NUPC 11-4-04)

ACE, Marsh Fire Staff as Probes Continue (BI 11-8-04)

Marsh & McLennan to Lay Off 3,000 (NYT 11-9-04)

Spitzer to File Second Insurance Suit (NYT 11-12-04)

Euro Buyers Call for Reform in Insurance Brokerage System (NUPC 11-15-04)

Producer Groups Defend Contingency Deals (NUPC 11-15-04)

Insurer Groups Cautious About Ethics Watchdog (NUPC 11-15-04)

Mr. Spitzer's Allies (WSJ 11-15-04)

Bermuda Firm Is Subpoenaed in Inquiry Into Insurers (NYT 11-16-04)

Insurance-Industry Scandal to Come Under Senate Focus (WSJ 11-16-04)

Insurance Investigation Leads to More Guilty Pleas (NYT 11-17-04)

Spitzer Decries Lax Regulation Over Insurance (WSJ 11-17-04)

Confusion Surrounds Contingent Commissions (BI 11-15-04)

Broker Turmoil to Reshape Ties (BI 11-15-04)

Academic Pans Litigious Approach to Broker Reform (NUPC 11-17-04)

Spitzer's Climate of Fear (WSJ 11-23-04)

Insurance: Take A Good, Hard Look (BW 11-29-04)

GE Insurance Unit Says It Gave Marsh Inflated Quotes (WSJ 11-24-04)

Federal Oversight Urged for Insurance Industry (BI 11-22-04)

NAIC Proposes Broker Pay Disclosure Rules (BI 11-22-04)

Consumers Question 'Kickbacks' (WSJ 11-29-04)

Chubb Reviews Agent Commission Agreements (WSJ 11-30-04)

Views Differ on Contingent Pay (BI 11-29-04)

British Insurers in Turmoil Over Incentive Fees (NYT 12-3-04)

EU Insurers Feel Heat, Too (WSJ 12-3-04)

Insurance: Spitzer's Lawsuits Could Lead to Big Changes (NYT 12-6-04)

Spitzer Inquiry Widens to Insurers of Law Firms (NYT 12-7-04)

Aon Internal Probe Finds Violations of Conduct Code (WSJ 12-7-04)

Insurance Firms Subpoenaed in New Probe (WP 12-8-04)

Insurance Brokers Face Scrutiny Over Practice of Premium Floats (WSJ 12-10-04)

Regulators Grapple with Broker Fee Oversight (NUPC 12-13-04)

Busting the Brokers (CFO 12-1-04)

Spitzer, in a Shift, Will Yield Inquiries to US Regulators (NYT 12-25-04)

Marsh Executive Pleads Guilty (NYT 1-6-05)

Spitzer to Pursue Cases at Highest Levels (NYT 1-7-05)

Fraud in Insurance is Vast, Spitzer Tells a State Panel (NYT 1-8-05)

Marsh Can Do $600 Million, But Apologize? (WSJ 1-14-05)

NAIC Disclosure Rules Earn Praise, Plaints (BI 1-10-05)

Connecticut Sues Marsh, ACE Over Commissions (AP 1-21-05)

Insurance Agents Steer Consumers to Favored Companies, Study Says (WSJ 1-27-05)

Marsh to Pay $850 Million to Settle Charges by Spitzer (NYT 1-31-05)

How Old Ties Helped Wrap Up the Marsh Deal (NYT 2-5-05)

Battle Ends, but Other Attacks Loom (BI 2-7-05)

More Plead Guilty in Marsh Case (WSJ 2-16-05)

Three States Are in Talks with Aon to Settle Inquiry (NYT 2-21-05)

Massive Charges Sink Marsh (WSJ 3-1-05)

Aon Inquiry Suggests Problems in Home and Auto Insurance (NYT 3-7-05)

Marsh to Abandon Accounts, Standardize Commissions (BI 3-7-05)

Marsh's Retirement Work Is an Issue (WSJ 3-10-05)

Willis Settles States' Probes Into Contingent Commissions (DJ 4-8-05)

New Idea: Conflict-Free Insurer (WSJ 4-15-05)

Insurance Leader to Call for Industry Changes (NYT 4-18-05)

Willis CEO: Contingent Commissions Should be Abolished (DJ 4-18-05)

Insurance Executives Debate Commissions, Pan Regulation (DJ 4-19-05)

Insurance Group Acts on Incentives (NYT 4-20-05)

Marsh's 1st-Quarter Net Fell 70% (WSJ 5-3-05)

Risk Managers, Brokers Square Off as Compensation Rift Spurs Tension (BR 6-05)

Secret Provisions Ensured Marsh Commissions on Fee-Based Deals (BI 6-20-05)

Academics See Contingency Fee Benefits (NUPC 7-6-05)

Former Star Broker at Marsh is Focus of Grand-Jury Probe (WSJ 8-12-05)

In London, Fees by Brokers Irk Insurance Groups (WSJ 8-15-05)

Eight Marsh Ex-Officals Indicted on Criminal Charges (WSJ 9-15-05)

Catastrophe Risk

Hurricane (Pre-2005)

Florida Commissioner Declares War Against Homeowners Insurers on Rates (NU-PC 6-22-98)
Storm Deductible Puzzles Consumers (NU-PC 12-2-98)
First Floridian Insurance Company Cancels 1,900 Policies in S. Florida (Ft. Lauderdale Sun-Sentinel 12-5-00)
Florida Offers Residual Market Merger Plan (NU-PC 2-12-01)
Legislator Questions Windrates (Sun-Sentinel 2-23-01)
Fla. Commissioner Proposes Merger of Residual Markets (NU-PC 3-19-01)
Windstorm Legislation Stalled (Sun-Sentinel 4-25-01)
Moratorium on Cancelling Hurricane Policies Ends (Sun-Sentinel 6-1-01)
Hurricane Season Begins With 9,000 Auto Claim Filings (DJ 6-11-01)
Dade Fights Rate Hike (Miami Herald 7-12-01)
State Farm Expands Florida Coverage (NUPC 7-9-01)
Allstate, Chubb Say Losses from Storm Will Cut Into Second-Quarter Earnings (WSJ 7-11-01)
Homes Withstand Storms, but Features Are a Tough Sell (St. Pete Times 8-5-01)
Windstorm Pool Can't Drop Customers, Examiner Says (Tallahassee Democrat 8-25-01)
Fla. Commish Orders FWUA to Stop Rate Hikes (NUPC 9-7-01)
JUA Seeks Homeowners Rate Hike (Palm Beach Post 12-13-01)
New State Building Code Is Put on Hold (St. Petersburg Times 12-18-01)
Hurricane Insurance Stirring a Fight (Miami Herald 2-19-02)
Curious About Windstorm Insurance? (Miami Herald 3-24-02)
Bush Signs Insurance Rate Curbs (Miami Herald 5-11-02)
Storm Warning (BR 6-02)
State Farm's Homeowners' Rate Hike Rejected (Palm Beach Post 6-28-02)
Insurer Stops Selling Florida Homeowners Policies (Palm Beach Post 6-29-02)
Windstorm Insurance Merger Delayed (Palm Beach Post 6-29-02)
State Farm Hits Back at Florida, Won't Renew 4,800 Condo Policies (Sun-Sentinel 6-29-02)
Inside the Black Box (WSJ 8-02)
After Andrew, Cat Modeling Validated, Encouraged (BI 8-5-02)
Storm Changed Much More Than Florida Landscape (BI 8-5-02)
Hurricane Hit on Miami Could Cost $80 Billion (Reuters 8-14-02)
No Hurricane Andrew Lessons Learned? (NUPC 8-14-02)
New Building Code Brings Cost, Confusion (St. Petersburg Times 8-19-02)
Scientists Upgrade 1992 Hurricane (NYT 8-22-02)
Homeowners, Insurers Still Feel Andrew's Wallop (NYT 8-22-02)
Hurricane Post-Mortem (NYT 8-27-02)
Storm Brings Gulf Coast Damage, No Disaster (NYT 9-27-02)
Hurricane Hits Gulf Coast, Weakened but Still Punishing (NYT 10-4-02)
Hurricane Lili Wallops Louisiana (BI 10-7-02)
State Farm, Florida Officials Discuss Condos (Palm Beach Post 10-30-02)
Protect Homeowners: Abolish Arbitration Panel (FL) (Miami Herald 11-13-02)
Number of U.S. Hurricanes Predicted to Double Next Year (USA Today 12-6-02)
Home Builders Deconstruct New Code (Tampa Bay Business Journal 12-30-02)
Busy Hurricane Season Predicted (CNN.com 6-1-03)
Shelter From the Storm, but at a Higher Price (NYT 6-8-03)
Hurricane Forecaster William Gray Seeking Funding Sources (WSJ 6-18-03)
Effort Underway to Dismantle a Hurricane (NUPC 6-19-03)
Southern Texas Feels Hurricane's Fury and Surveys the Aftermath (NYT 7-16-03)
Record Claims Possible for Hurricane Claudette (NUPC 7-21-03)
Hurricane Warning: Increased Deductibles (Time 8-4-03)
Lawmakers Ensure Insurer's Existence (St. Petersburg Times 8-8-03)
New Building Code Brings Cost, Confusion (St. Petersburg Times 8-19-03)
Four Missing As Fabian Pounds Bermuda (NYT 9-6-03)
East Coast Waits as Forecasters Warn of Dangerous Storm (NYT 9-15-03)
Isabel's Impact on Insurers Depends on Landfall (DJ 9-16-03)
As Isabel Threatens, Allstate Restricts New Policy Sales (DJ 9-16-03)
Isabel Prompts Calls to Insurers (WP 9-17-03)
New Deductibles Could with Isabel (USA Today 9-17-03)
Isabel Reminds Homeowners of Need for Flood Insurance (WSJ 9-17-03)
Storm-Battered State Braces for Hurricane, More Economic Pain (WSJ 9-17-03)
Millions Without Power as Flagging Storm Heads Northward (NYT 9-19-03)
Millions Left Without Power as Hurricane Isabel Weakens (AP 9-19-03)
Insurers Expect the Costs From Isabel to Be Muted (WSJ 9-19-03)
State Farm Seeks Rate Boost of 61 Percent for Condos (FL) (Sun-Sentinel 9-19-03)
Fickle Isabel Leaves Hatteras in Tatters (NYT 9-20-03)
Insurance Rates Are Expected to Remain Unaffected by Isabel (WSJ 9-22-03)
Businesses Struggle to Recover (WP 9-23-03)
Risk Modeling Co Now Sees Isabel Insured Losses at $600 Million (DJ 9-23-03)
Bay's Rise May Add to Impact of Storms (WP 9-29-03)
Hardships and Damage Linger After Hurricane (NYT 10-2-03)
U.S. Insurers Likely to Pay $1.17B in Hurricane Isabel Losses (DJ 10-2-03)
New Insurance System for High-Risk Areas Set (LA) (Baton Rouge Advocate 12-3-03)
Storm Expert Predicts Hurricanes for 2004 (AP 12-8-03)
Citizens to Raise Most Homeowners Rates (FL) (Palm Beach Post 12-11-03)
Expert: Tighten Storm Checks (Miami Herals 12-12-03)
New Insurer Offers Relief (FL) (Palm Beach Post 12-23-03)
Blown Away by a Storm Deductible (Newsday 12-28-03)
2 Private Communities to Get Hurricane Aid (WP 1-25-04)
Still Struggling After Isabel's Wrath (WP 1-31-04)
Cape Residents Face Harsh Reality (Boston Globe 2-27-04)
It Didn't Click: Software Data on Cape Alarmed Home Insurers (Cape Cod Times 3-8-04)
Expert: Major Hurricane Likely to Hit USA This Year (USA Today 4-2-04)
Bill Would Raise Backstop for Insurers (St. Petersburg Times 4-16-04)
Florida to Allow 10% Insurance Surcharge if Two Major Hurricanes Strike (Sun-Sentinel 5-4-04)
Homeowners Facing Skyrocketing Insurance Rates in Hurricane Strike Zones (AP 5-14-04)
If It Isn't Storms, It's Insurance Rates (WP 6-5-04)
Ill Winds Have Shifted More of the Insurance Burden to Policyholders (FT 8-19-04)
Post-Disaster Tax Break Exists (WSJ 8-19-04)
For Storm Insurance, Higher Deductibles (WSJ 8-22-04)
Hurricane Victims Can Benefit From Unusual Tax Break (WSJ 8-22-04)
Storm Causes Floods and Blackouts in South Carolina (NYT 8-30-04)
Tracking Damage Claims (Bradenton Herald 9-5-04)
Experts Hope Double Blow Will Shake Complacency (NYT 9-7-04)
After Storms, Florida Wakes Up to a New Insurance Reality (WSJ 9-7-04)
Lloyd's Steps in to Cover Risky Homes (WSJ 9-7-04)
Fla Storm Victims Face Higher Insurance Deductibles (DJ 9-7-04)
Frances Exposed Loophole in Hurricane Coverage (Palm Beach Post 9-7-04)
Stormy Stocks (WSJ 9-12-04)
Paying for a Storm That Passed in 1992 (WP 9-8-04)
Investors Who Bet on Storms, Disasters Gauge Trade Winds (NYT 9-13-04)
Gauging the Hurricanes' Impact (WSJ 9-15-04)
For Some Workers, Storms in Florida Rain Opportunity (WSJ 9-15-04)
Navigating Insurance for Hurricane Damage (WSJ 9-15-04)
Homeowners Sue Over Deductible (WSJ 9-16-04)
Higher Home-Insurance Rates May be Next Southeast Storm (WSJ 9-17-04)
Experts Say Current Hurricane Surge May Last Decades (DJ 9-16-04)
Two Hurricanes = Two Deductibles (USA Today 9-17-04)
Storms Dash Dreams of Florida Home (USA Today 9-17-04)
After Being Bounced Around Florida is Bouncing Back (NYT 9-18-04)
Inland Too, Are the Sights and Scents of a Disaster (NYT 9-18-04)
Higher Rates Likely in Southeast (Hartford Courant 9-18-04)
One in Five Florida Homes Damaged by Hurricanes (III 9-18-04)
Along the Beach, a Spike in Property Damage (WP 9-19-04)
A Year Later, Some Are Still Coping with Isabel (WP 9-19-04)
After Three Strikes, Floridians Are All Stormed Out (NYT 9-19-04)
Building Codes in Panhandle Less Strict (LA Times 9-19-04)
As Florida Recovers from Storms, the 'Vultures' Circle for Bargains (NYT 9-19-04)
Insurance Group Says 2004 Hurricanes May Be Costliest Ever (DJ 9-20-04)
If the Very, Very Worst Happens, Who Will Pay? (St. Petersburg Times 9-20-04)
Recent Hurricanes Test Building Codes - Again (WSJ 9-22-04)
After Big Run-Up in Real Estate, Some on Coasts Are Cashing Out (WSJ 9-22-04)
Insurers Ready for Storms This Time (Times-Picayune 9-26-04)
S&P: Insurers Solvent After Fourth Hurricane (DJ 9-27-04)
European Insurers Warn of High Cost of Recent Storms (WSJ 9-27-04)
Claims Piling Up from Trio of Storms (BI 9-27-04)
Rises Seen in Florida Insurance Premiums (NYT 9-28-04)
FL Homeowners Insured Losses $18B, Excluding Flood Damage (DJ 9-28-04)
In Florida, Hopes for One Final Storm Recovery (NYT 9-26-04)
Insurers Ready for Storms This Time (Times-Picayune 9-26-04)
Global Warming is Expected to Raise Hurricane Intensity (NYT 9-29-04)
Industry Aims to Make Homes Disaster-Proof (WSJ 9-30-04)
Hurricanes Claim Their First Victim in Insurance Field (WSJ 9-30-04)
Deductibles on the Radar (Palm Beach Post 9-30-04)
Wind Speed Along Roofs May Prove Eye-Opening (Miami Herald 10-1-04)
Combined Hurricane Losses Soar (FT 10-2-04)
Brace for Insurance Rate Hikes, Experts Say (Palm Beach Post 10-5-04)
FEMA to Pay Bigger Portion of Storm Bill in Florida (DJ 10-8-04)
A Few Steps Now Could Save Home from Storm Later (Florida Times-Union 10-9-04)
House Passes $11.6 Billion in Emergency Aid for Florida (NYT 10-10-04)
Hurricanes Won't Shore Up Insurance Prices - Aon (DJ 10-12-04)
Storms Overwhelm State-Run Insurer (WSJ 10-13-04)
Mediation of Insurance Disputes Available to Storm Victims (Palm Beach Post 10-12-04)
Floridians Look to State for Windstorm Policies (Miami Herald 10-12-04)
Allstate Cuts Back New Policy Sales (St. Petersburg Times 10-14-04)
Insurers Expected to Tap Florida Catastrophe Fund for $3B (DJ 10-18-04)
Storm Repairs Costing More Than Expected for Insurers (South FL Sun-Sentinel 10-15-04)
Mediation Center to Help Storm Victims (Sarasota Herald-Tribune 10-25-04)
Deadline is Set for Insurers to Settle Storm Claims (Tribune Business News 10-27-04)
Insurers Suffered Record $21.3B in 3Q Catastrophe Losses (DJ 11-2-04)
Was the Hurricane Season Really Unusual? (NUPC 11-4-04)
Home of the Brave (BR 11-04)
Florida Insurers Adjust Policies (WSJ 11-10-04)
Allstate CEO: Fla Unit's Profits Wiped Out by Hurricanes (DJ 11-11-04)
Hurricanes Lead State Farm to Request 5 Percent Hike in Home Rates (Florida Sun-Sentinel 11-12-04)
Florida: Insurance Companies Must Hurricane Victims Until '05 (DJ 11-23-04)
After 4 Hurricanes, Trailers and Homelessness (NYT 11-25-04)
State Farm to Pay $3.6B in Claims From Four Hurricanes (NUPC 12-9-04)
Slow, Small Payouts Leave Hurricane Victims in Lurch (USA Today 12-9-04)
Last-Resort Insurer Swamped (Tampa Tribune 12-10-04)
Fla Mulls Hurricane Relief Plans for Consumers, Insurers (WSJ 12-16-04)

Florida (Post-2005)

Storms Effects/Claims/Disaster Response and Aid
Weathering the Results (BR 1-05)
After the Storms (BR 1-05)
Majority of Florida Hurricane Claims Now Closed (NUPC 1-7-05)
Hurricane Season 2004 (Miami Herald 2-12-05)
Long After Florida Storms, a Whirlwind for Roofers (NYT 2-14-05)
Gallagher Gets an Earful from Storm Victims (Herald-Tribune 3-13-05)
Reports Faults FEMA on Aid (USA Today 5-17-05)
After Hurricanes, an Unclear Future for 'Lake O' (NYT 6-5-05)
Hurricane-Battered Floridians Huddle in Home Sweet Fortress (NYT 6-11-05)
For Thousands, Ravages of 2004 Hurricane Season Linger (WSJ 6-15-05)
Storm Frustration Lingers (Palm Beach Post 8-6-05)
Hurricane Onslaught of 2004 Reinforces Lessons of Andrew (BI 8-8-05)
Hurricanes to Hit Fla. Since August 2004 (NYT 8-26-05)
Fiscal Meltdown is One Hurricane Away in Florida (Orlando Sentinel 9-29-05)
FEMA Asks Floridians to Repay $30 Million in Aid Given After 2004 Hurricanes (NYT 10-5-05)
Leaders Suggest Reforms for Troubled Insurer (Orlando Sentinel 10-5-05)
Nationwide Agrees to Revisit '04 Hurricane Claims (NUPC 10-13-05)
Hurricanes Striking Fla. Since Aug. 2004 (NYT 10-24-05)
Battered by Storms, Florida Panhandle Sees Property Boom (WSJ 10-25-05)
Insurers Treading Water (Palm Beach Post 12-12-05)
Florida Trailer Town May Agree to Disappear (WP 12-27-05)
Bush to Ask for More War Funding And $18 Billion in Hurricane Relief (WSJ 2-2-06)
Even in Hot Florida, Home Sales Cool Off (St. Petersburg Times 2-16-06)
Florida Mediation Program Open to 2005 Hurricane Claims (BestWire 2-17-06)
Roof Tiles Scarce, Soaring in Price (Palm Beach Post 3-18-06)
Many Homes Still in Ruins (Miami Herald 5-1-06)
Downtown Miami in Midst of a Building Boom (NYT 5-19-06)
Hurricane Fallout in Florida Continues Just Days Before Start of Next Storm Season (BestWire 5-22-06)
Property Values Make Record Leap This Year (Tampa Tribune 7-1-06)
Florida Commissioner Touts Mediated Solution to Wind-Flood Disputes (BestWire 7-5-06)
Residents Reselling Houses in County Face Tough Market (Tampa Tribune 7-16-06)
County's Foreclosure Rate Double US Average (Palm Beach Post 7-18-06)
Poe Shares Data on Storm Costs (Miami Herald 8-8-06)
Floridians, Some With Leftover Damage, Await New Storms (NYT 8-30-06)
Storm Passes, but Insurance Worries Stay (NYT 8-31-06)

Market, Underwriting and Coverage Changes
Hurricanes Spur Changes in Florida Coverage (NUPC 1-3-05)
Allstate Wants to Stay in Business in Florida (DJ 2-3-05)
New Companies Taking the Risk When It Come to Insurance (Miami Herald 2-8-05)
Sky May Be Limit for Deductibles (Ft. Myers News-Press 4-16-05)
Most Insurers Will Stay in Florida (Palm Beach Post 5-20-05)
Despite CATs, Fla. Still Attracts Insurers (NUPC 8-5-05)
Insurer to Cut Florida Coverage (Sun-Sentinel 8-11-05)
Florida Homeowners Face Capacity Crisis (NUPC 8-19-05)
Storms Might Cause Some Insurers to Stop Writing Policies in Florida (USA Today 10-25-05)
Multiple Deductibles Allowed (Miami Herald 12-21-05)
Insurance for Mobile Homes is Vanishing (Sarasota Herald-Tribune 12-15-05)
Insurance Companies Cutting Ties After Hurricanes (Naples Daily News 1-27-06)
Insurance Co. to Drop Florida Policies (NYT 4-5-06)
Small Insurers May Face Big Problem (Miami Herald 4-7-06)
186,000 Home Policies Face Ax (South Florida Sun-Sentinel 4-21-06)
Small Insurers Hold Big Advantage in Special Assessments (Palm Beach Post 4-23-06)
Home Coverage Hard to Find (South Florida Sun-Sentinel 4-23-06)
Businesses Stuggle to Get Wind Coverage (Palm Beach Post 4-27-06)
Island Left Out of Wind Coverage (Bradenton Herald 4-28-06)
Nationwide Insurance to Refrain from Issuing New Hurricane Policies (Sun-Sentinel 8-12-05)
More Insurance Pain on the Way (St. Petersburg Times 5-13-06)
Insurers Set to Squeeze Even Tighter (Miami Herald 5-13-06)
New Carrier Picks Up Allstate Florida Homes (NUPC 5-15-06)
Allstate Considers More Cancellations (Tampa Tribune 5-19-06)
Insurers Say They're at Mercy of Reinsurers (Sarasota Herald-Tribune 5-28-06)
Florida Insurnce Council: Market is 'Reeling' and 'Fragile' From Past Two Years (BestWire 6-2-06)
Insurers Dropping Businesses (Miami Herald 6-6-06)
Mobile Home Residents Neglected (St. Petersburg Times 6-7-06)
Churches Denied Wind Policies (Bradenton Herald 6-9-06)
Insurer May Have to Shed Policies (Miami Herald 6-8-06)
Insurers Limit Commercial Policies (Miami Herald 6-13-06)
Travelers to Reduce Coverage Along the Coast (SF Sun-Sentinel 6-23-06)
Allstate Continues Catastrophe Management, Hints at Further Action in Florida (BestWire 7-20-06)
Business Insurance Growing Scarce (Tampa Tribune 7-28-06)
Carrier to Expand Home Coverage in Florida (NUPC 8-4-06)
Insurer Gets State Money to Offer More Coverage (Sarasota Herald-Tribune 8-7-06)
Progressive Wants Insurance Partner (Cleveland Plain Dealer 8-8-06)
Undaunted by Florida's Climate, New Insurer Taking Root (Bradenton Herald 8-10-06)
After Delays, Penn Treaty Files 2005 Financials, Will Resume Sales in FL (BestWire 8-28-06)
Florida Homeowners Mired in Vortex of Wind Insurance (Palm Beach Post 10-17-06)
Mobile Homeowners Dropped by Allstate (Sarasota Herald-Tribune 10-21-06)
Allstate to Crop 120,000 Customers, but Also Trim Rate Hike (Palm Beach Post 11-3-06)
Two Insurers are Pulling Out of Florida: Balboa & Meritplan (Miami Herald 11-4-06)
Liberty Mutual Dropped His Home Soon After He Canceled His Auto Policy (St. Petersbug Times 10-14-06)
Good Hands, Iron Fist (Forbes 11-27-06)
Insurance Companies Cutting Ties After Hurricanes (Naples Daily News 1-27-06)
Insurance Co. to Drop Florida Policies (NYT 4-5-06)
Small Insurers May Face Big Problem (Miami Herald 4-7-06)
186,000 Home Policies Face Ax (South Florida Sun-Sentinel 4-21-06)
Small Insurers Hold Big Advantage in Special Assessments (Palm Beach Post 4-23-06)
Home Coverage Hard to Find (South Florida Sun-Sentinel 4-23-06)
Businesses Stuggle to Get Wind Coverage (Palm Beach Post 4-27-06)
Island Left Out of Wind Coverage (Bradenton Herald 4-28-06)
Nationwide Insurance to Refrain from Issuing New Hurricane Policies (Sun-Sentinel 8-12-05)
More Insurance Pain on the Way (St. Petersburg Times 5-13-06)
Insurers Set to Squeeze Even Tighter (Miami Herald 5-13-06)
New Carrier Picks Up Allstate Florida Homes (NUPC 5-15-06)
Allstate Considers More Cancellations (Tampa Tribune 5-19-06)
Insurers Say They're at Mercy of Reinsurers (Sarasota Herald-Tribune 5-28-06)
Florida Insurnce Council: Market is 'Reeling' and 'Fragile' From Past Two Years (BestWire 6-2-06)
Insurers Dropping Businesses (Miami Herald 6-6-06)
Mobile Home Residents Neglected (St. Petersburg Times 6-7-06)
Churches Denied Wind Policies (Bradenton Herald 6-9-06)
Insurer May Have to Shed Policies (Miami Herald 6-8-06)
Insurers Limit Commercial Policies (Miami Herald 6-13-06)
Travelers to Reduce Coverage Along the Coast (SF Sun-Sentinel 6-23-06)
Allstate Continues Catastrophe Management, Hints at Further Action in Florida (BestWire 7-20-06)
Business Insurance Growing Scarce (Tampa Tribune 7-28-06)
Carrier to Expand Home Coverage in Florida (NUPC 8-4-06)
Insurer Gets State Money to Offer More Coverage (Sarasota Herald-Tribune 8-7-06)
Progressive Wants Insurance Partner (Cleveland Plain Dealer 8-8-06)
Undaunted by Florida's Climate, New Insurer Taking Root (Bradenton Herald 8-10-06)
After Delays, Penn Treaty Files 2005 Financials, Will Resume Sales in FL (BestWire 8-28-06)
Florida Homeowners Mired in Vortex of Wind Insurance (Palm Beach Post 10-17-06)
Mobile Homeowners Dropped by Allstate (Sarasota Herald-Tribune 10-21-06)
Allstate to Crop 120,000 Customers, but Also Trim Rate Hike (Palm Beach Post 11-3-06)
Two Insurers are Pulling Out of Florida: Balboa & Meritplan (Miami Herald 11-4-06)
Liberty Mutual Dropped His Home Soon After He Canceled His Auto Policy (St. Petersbug Times 10-14-06)
Good Hands, Iron Fist (Forbes 11-27-06)
Allstate Won't Renew 106K Policies (Miami Herald 1-5-07)
Allstate's Florida Units Extend Royal Palm Homeowners Agreement (BestWire 1-8-07)
Florida Losing 38,000 More Home Policies (St. Petersburg Times 2-3-07)
Three Companies to Pare Coverage in Florida (BestWire 2-5-07)
Florida Action Stymies Non-Renewals (BestWire 2-6-07)
Wind Policies May Be Cut Just as Hurricanes Loom (Palm Beach Post 2-20-07)
In Florida, a Company Finds a New Way to Sell Hurricane Insurance (NYT 3-6-07)
Tony Loughman on Running a Startup Insurer In FL's Current Environment (BestWire 3-8-07)
Nationwide Cuts FL Customers, Not Rates (NUPC 3-9-07)
'Homeowners Choice' Insurer Taking Shape (Tampa Tribune 4-3-07)
First Floridian Drops 40,000 (Palm Beach Post 4-7-07)
USAA Casualty to Restrict Number of Florida Policyholders (BestWire 4-11-07)
New FL Carrier Eyes Up Market (NUPC 4-12-07)
First Floridian Nonrenewing Large Number of HO Policies (BestWire 4-13-07)
Insurance Market on the Mend (Bradenton Herald 4-21-07)
Bermuda Insurer Enters Florida Surplus Lines Market (BestWire 5-24-07)
Insurance Firm Bucks Trend, With a Twist (Florida Times-Union 5-23-07)
Several New Insurers Writing New Homeowners Business in Florida (BestWire 6-5-07)
Insurer Offering Cut-Rate Policies on Coastal Homes (Sarasota Herald-Tribune 7-3-07)
State Farm to Drop 50,000 Policies of Homeowners in Coastal Florida (WSJ 7-19-07)
FL Subpoenas State Farm Over Nonrenewal Plans (NUPC 8-7-07)
Olympus Writing HO in Florida (NUPC 8-9-07)
Olympus Insurance Enters Florida Homeowners Market (BestWire 8-13-07)
It's Getting Tougher to Find Insurance Coverage for Mobile Homes (Orlando Sentinel 10-10-07)
State Farm Nonrenewal Notices to Begin Going Out Nov. 15 (Miami Herald 11-6-07)
New Homeowners' Insurers Receive Mixed Greeting (Florida Underwriters 12-07)
Start-Up Insurers Giving South Florida Homeowners More Options (Sun-Sentinel 12-3-07)
Jilted? Maybe It's for the Best. (Sarasota Herald-Tribune 2-18-08)
State Farm Florida to Stop Writing New Homeowners Policies in State (BestWire 2-25-08)
State Farm Won't Write New Florida Business (NUPC 2-25-08)
Smaller Insurers Likely Will Have to Pick Up the Slack in Florida (St. Petersburg Times 2-27-08)
Start-Up to Write in Florida Panhandle (BestWire 3-26-08)
FL House Incentive Bill Seeks to Lure Insurers (NUPC 4-11-08)
New Insurer's Promise: Cheaper Deal or $250 Check (Palm Beach Post 4-11-08)
Insurance: Big Risks, Big Payoffs (Tampa Tribune 5-7-08)
Universal Insurance to Open 2nd FL PC Subsidiary (NUPC 6-25-08)
Small Companies Dominate Florida Insurance Market (Miami Herald 8-4-08)
New Florida Condo Law is About to Take Effect (Herald-Tribune 11-24-08)
Florida Domestics Grab Increasing Market Share (NUPC 12-11-08)

Rate Changes
Florida Officials Seek Homeowners Insurance Cost Freeze (DJ 2-4-05)
Insurance Surges Sock Homeowners (St. Petersburg Times 4-17-05)
Insurance Rates Spook Buyers (St. Petersburg Times 6-4-05)
Allstate's Rates Take a Storm Surge (St. Petersburg Times 6-24-05)
Allstate Floridian Changes Course on Rate Increase Request (South-Florida Sun-Sentinel 6-30-05)
Homeowners Left Gasping as Insurance Rates Climb (Sarasota Herald-Tribune 6-25-05)
Allstates Hikes Home Rates 8.6%, Plans 2nd Boost (FL) (Palm Beach Post 7-15-05)
Paying for Paradise (AP 7-21-05)
Allstate Rate Hike Decried (Palm Beach Post 8-6-05)
Rate Hikes Don't Follow Damage (Orlando Sentinel 8-14-05)
Insurers Lining Up for Rate Increases (Sarasota Herald Tribune 8-18-05)
State Insurers Billing Many for a Risky Few (WP 10-14-05)
Homeowner Premiums to Rise Sharply (Tampa Tribune 11-10-05)
Rate Hikes to Hit South Florida Hard (Miami Herald 11-11-05)
State Farm Gets Approval to Raise Rates in Florida (NYT 11-23-05)
Insurance Rates Pinch Homeowners (St. Petersburg Times 12-26-05)
Two Companies Request Insurance Rate Increases in Florida (AP 12-31-05)
Allstate Resumes Push for Rate Hike (Sarasota Herald-Tribune 1-12-06)
Allstate Floridian Rate Hike Moves Toward Arbitration (BestWire 1-17-06)
Settlement May be Reached in Allstate Floridian Rate Request (NYT 1-17-06)
State Approves Homeowners Rate Increase for Allstate Floridian Group (BestWire 2-2-06)
Florida to Hold Public Hearings on Homeowners Rate Request (BestWire 2-8-06)
Allstate's Surprise Hike (Palm Beach Post 2-14-06)
Florida Residents Take Drastic Measures to Avoid Increased Insurance Rates (South Florida Sun-Sentinel 3-5-06)
Homeowners Rate Hike Hearings Set for Two Florida Insurers (BestWire 3-14-06)
Even Cities Gasp at Insurance Bills (St. Petersburg Times 3-22-06)
Florida Sets Rate Hearings for Two Homeowners Insurers (BestWire 4-5-06)
More Rate Hikes Sought (Miami Herald 4-5-06)
Florida Sets Rate Hearings for Two Homeowners Insurers (BestWire 4-24-06)
Visitors to Pay Storm Premium (St. Petersburg Times 4-25-06)
Premiums are Soaring (Sarasota Herald-Tribune 5-1-06)
State Farm Seeks Homeowners' Rate Hike (NYT 5-12-06)
Insurance Hikes Hit Counties, Cities Hard (Palm-Beach Post 5-24-06)
Steep Cost of Insurance Unravels Owners' Dreams (St. Petersburg Times 5-26-06)
Four More Insurers Want Homeowners to Pay More (St. Petersburg Times 5-27-06)
Florida Homeowners Face Soaring Insurance Costs (Sarasota Herald-Tribune 6-8-06)
Soaring Insurance Rates Threaten Economy and Quality of Life (Sarasota Herald-Tribune 6-12-06)
Insurers Seek Rate Hikes Up to 197% on Homes (Palm Beach Post 6-13-06)
Local Governments Getting Socked by High Insurance Costs; Taxpayers to Pay Price (Sun-Sentinel 6-19-06)
Keys Residents Storming Mad Over Insurance Rate Hikes (Miami Herald 6-27-06)
Rising Insurance Rates Push Florida Homeowners to Brink (NYT 6-29-06)
State Farm Seeks Record Rate Increase (Fort Meyers News-Press 7-3-06)
Standing Up to Insurance Catastrophes (Miami Herald 7-3-06)
Insurance Increases Hit Poorest Hard (Tampa Tribune 7-5-06)
Nationwide Asks State to Approve 71.4 Percent Rise (SF Sun-Sentinel 7-6-06)
More Insurers Pursue Hikes (Miami Herald 7-6-06)
Insurer Seeks Up to 95% Rate Hike (Sarasota Herald-Tribune 7-7-06)
State Farm Aims Higher (SF Sun-Sentinel 7-7-06)
State Farm Rate Hikes Will Hit Hard (Miami Herald 7-19-06)
FL Approves State Farm Amended Rate Hike (BestWire 7-18-06)
State Farm Winds Huge Hike in Rates (Sarasota Herald-Tribune 7-19-06)
Florida Sets Homeowners Rate Hearing for St. Paul Unit First Floridian (BestWire 7-21-06)
Insurance Rates a Crisis for Florida Businesses (Miami Herald 7-22-06)
Insurance Financing Problem in Play (Palm Beach Post 7-23-06)
Hearing Set for Florida Farm Bureau's Requested 41% HO Rate Increase (BestWire 8-3-06)
Got Mad, Got Even (St. Petersburg Times 8-10-06)
Floridians Line Up to Tell Insurance Horror Stories (Sarasota Herald-Tribune 8-12-06)
Home Insurer Seeks 40% Rate Increase (Sun-Sentinel 8-12-06)
Hearing Set for Florida Farm Bureau Rate Hike Request (BestWire 8-15-06)
Residents Dreading Insurers (Miami Herald 8-19-06)
Insurance Hikes Leave Homeowners at a Loss (Miami Herald 8-20-06)
Insurance Rates Pose Condo Conundrum (Tampa Tribune 8-23-06)
Florida to Hold Hearings on Four Homeowners Rate Increases (BestWire 8-24-06)
Florida Denies Homeowners Rate Hike for St. Paul Unit First Floridian (BestWire 8-24-06)
Allstate Files for More Rate Increases in Florida (BestWire 8-31-06)
Florida to Hear Homeowners Insurance Rate Hike Requests (BestWire 9-6-06)
Rate Hearing for Vanguard (BestWire 9-7-06)
Fixed-Income Residents in Bind: Rent May Rise With Insurance (Bradenton Herald 9-7-06)
Group Against Insurance Rate Hikes Meets Today (St. Petersburg Times 9-9-06)
Florida to Hear Homeowners Insurance Rate Hike Requests (BestWire 9-13-06)
Florida to Hold Hearings on Nationwide, USAA Homeowners Rate Increases (BestWire 9-14-06)
Insurers' Profits Grow as Hurricane Season Wanes (WP 9-12-06)
Mobile Home Insurer Seeking 110% Increase (Bradenton Herald 9-13-06)
Insurance Premiums Escalate as Firms Hike Rates (Miami Herald 9-14-06)
Homeowners Looking for Ways to Stretch Premium Payments (Palm Beach Post 9-15-06)
Fuming Homeowners Finds Ways to Trim Insurance Bills (Miami Herald 9-17-06)
Hearing Set For Nationwide's Florida Rate Hikes (BestWire 9-18-06)
Insurance Driving Up Fees for Small Business Tenants (Sun-Sentinel 9-18-06)
Real Estate Feels Pinch (Sun-Sentinel 9-19-06)
Insurer Group Debates Florida Regulator Over 'Price Controls' (BestWire 9-20-06)
Insurers Ask for Rate Hikes (Sarasota Herald-Tribune 9-19-06)
Homeowners Take Insurer to Task (St. Petersburg Times 9-20-06)
Despite Fewer Storms, Property Insurance Continues to Skyrocket (Sarasota Herald-Tribune 9-24-06)
High Winds, Then Premiums (NYT 9-26-06)
Extreme Insurance Costs Will Decimate Home Sales (Palm Beach Post 9-29-06)
Hearings Set for 2 FL Insurer Rate Requests (NUPC 10-2-06)
FL Ins Office Rejects HO Rate Increases (BestWire 10-3-06)
Struggle Over FL Homeowners Rates Continues (NUPC 10-3-06)
Hundreds Protest Insurance Industry, 'Crazy' Rate Hikes (Tampa Tribune 10-8-06)
Some FL Insurers Use Legal Gimmick for Hikes (NUPC 10-11-06)
Why Does Insurance Cost You So Much (Sun-Sentinel 10-15-06)
Florida Rejects 71.5% Homeowners Rate Increase for Nationwide (BestWire 10-18-06)
Florida to Hold Hearings on Allstate Homeowners Rate Increases (BestWire 10-25-06)
McCarty Orders Peninsula Rate Cuts, Refunds (NUPC 10-25-06)
Insurance Rates Pummel FL Homeowners (USA Today 10-26-06)
Rising Rates a Top Priority for Most Voters, Poll Shows (Tampa Tribune 10-26-06)
Insurance Rate Switch (Tampa Tribune 10-22-06)
Allstate Faces Florida HO Rate Hearing (BestWire 11-1-06)
USAA Rate Hike Denied (Sun-Sentinel 11-3-06)
Allstate Rate Hike Request Challenged (St. Petersburg Times 11-3-06)
Florida Begins to Say No to Insurers (Sarasota Herald-Tribune 11-4-06)
Boost in Allstate's Rates is Price of Insuring in Florida (Palm Beach Post 11-7-06)
Allstate Scales Back Planned Home Insurance Hikes (Sun-Sentinel 11-7-06)
Nationwide Pushes Harder for Rate Increase (Miami Herald 11-11-06)
South Floridians Pay the Most for Windstorm Insurance (Miami Herald 11-12-06)
Calm Won't Lower Insurance Bills (Sarasota Herald-Tribune 11-29-06)
Allstate Trims Requested Florida Rate Hikes (BestWire 12-13-06)
Florida Sets Hearing for Southern Oak Rate Hikes (BestWire 12-13-06)
Allstate Gets Much Lower Rate Increase (Bradenton Herald 12-19-06)
Florida Approves Reduced Rate Requests (NUPC 12-21-06)
Florida Approves 16% Rate Hikes for USAA (BestWire 12-22-06)
Explore Options to Find Savings (Bradenton Herald 12-27-06)
Insurance Rate Showdown Ahead (Tampa Tribune 1-5-07)
Insurers' Trick: Profit Amid Cries of Poverty (St. Petersburg Times 1-8-07)
Consumers See Their Insurance Rates, Risks Rising (Miami Herald 1-9-07)
Our Insurance Disaster (Orlando Sentinel 1-14-07)
Florida Insurers Face Freeze (WSJ Sentinel 1-31-07)
Florida Insurance Commissioner Sharpens Emergency Rule (BestWire 2-9-07)
Public Hearing Set Concerning Proposed 39.3% Hike in FL Mobile Home Rates (BestWire 2-12-07)
FL Taps Hunter to Assist in P-C Rate Adjustments (BestWire 2-15-07)
Hunter to Oversee FL Rates (NUPC 2-15-07)
Date Set for Insurance Rate Filings (Miami Herald 2-21-07)
Florida's Mandate Property Ins Discounts Range to More Than 50% (BestWire 3-1-07)
Homeowners Could See 24%-50% Reductions on Insurance Premiums (Sun-Sentinel 3-2-07)
Panel to Hear Nationwide Case (BestWire 3-9-07)
Panel Approves 75.4% HO Increase for HomeWise (BestWire 3-12-07)
Insurers File for Rate Cuts (Sarasota Herald-Tribune 3-16-07)
FL Regulators Examining Presumed Factors Filed by P/C Insurers (BestWire 3-16-07)
Spread the Risk of Windstorm Insurance (Miami Herald 4-18-07)
Surcharges Fixes Insurance Issue (St. Petersburg Times 4-19-07)
Windstorm Rate Reductions Letting Homeowners Down (Miami Herald 4-20-07)
Insurers' Proposed Rate Cuts Fall Short (Herald-Tribune 4-24-07)
FL Issues New Rules for Rate, Data Submission (NUPC 5-5-07)
Florida Insurers Seek Rate Increases (Sun-Sentinel 6-29-07)
5 FL Insurers Seek Rate Increases (Sun-Sentinel 6-29-07)
Insurance Rates Still an Issue for Owners (Sun-Sentinel 7-12-07)
Florida's McCarty Again Rejects Property Insurers' Rates (BestWire 8-14-07)
FL CFO Vows to Eyeball Property Rates (NUPC 8-16-07)
State Farm to Drop Florida Rates, Refund $23 Million (NUPC 10-2-07)
Florida Regulators Deny USAA Rate Increase Request (BestWire 10-9-07)
Allstate to Explain Potential Rate Hikes to FLOIR (BestWire 10-12-07)
Florida Regulator Denies Allstate's Homeowners Increases (BestWire 11-16-07)
Florida OIR Denies Proposed Rate Hikes from Allstate Companies (BestWire 11-19-07)
FL Gears Up to Sue P-C Insurers Over Rates (NUPC 12-19-07)
Allstate Still Aims for Homeowners-Insurance Rate Hikes (Orlando Sentinel 12-19-07)
FLOIR Denies Travelers Rate Increase (BestWire 12-26-07)
Florida Insurers Defend Increases in Home Rates (NYT 2-5-08)
Allstate, Nationwide Defend Rates to FL Lawmakers (BestWire 2-5-08)
FL Legislators Grill Hartford Over Rate Hikes (NUPC 2-6-08)
At Their Limit (Times-Picayune 2-17-08)
Lawmakers Look Anew at Storm Insurance Rates (Miami Herald 2-20-08)
Foremost Called to Defend FL Increase (NUPC 3-5-08)
Florida Judge Affirms Denial of Hartford's Rates (BestWire 6-2-08)
Hartford Denied Rate Increase in FL (NUPC 6-3-08)
Florida Startup Cuts Home Insurance Rates (NUPC 6-11-08)
FL Homeowners Catching a Rate Break on Property Insurance (Sun-Sentinel 6-21-08)
State Farm Florida Seeks 47% Homeowners Rate Increase (BestWire 7-17-08)
State Farm Seeks to Double Some Homeowners Rates (Miami Herald 7-16-08)
State Farm's Rates Could Rise 70% for Some (Miami Herald 7-17-08)
More Insurance Rate Hike Requests Predicted (Palm Beach Post 7-17-08)
Wexler Calls for Probe of State Farm Rate Request (Miami Herald 7-18-08)
Florida Farm Bureau 28.4% Homeowners Rate Increase to be Denied (BestWire 8-6-08)
Regulators Question State Farm's Plan to Raise Rates (Tampa Tribune 8-12-08)
Allstate to Cut Rates In Settlement with Florida (NYT 8-15-08)
Florida Regulators Deny State Farm's Rate Increase Request (BestWire 8-26-08)
State Farm Before Judge to Justify Rate Request (St. Petersburg Times 10-28-08)
Quiet Hurricane Season Won't Mean Cheaper Insurance for Homeowners (Miami Herald 11-30-08)
Nationwide of Florida Seeks 10% Homeowners Rate Hike (BestWire 12-4-08)
State Farm Asks for 67 Percent Rate Increase (WSJ 12-9-08)
Florida Judge Rules Against State Farm Rate Increase (BestWire 12-15-08)

Residual Markets
Lawmakers, Executives Ponder Citizen's Growth (Miami Herald 1-20-05)
Citizens Surcharge Expected (Miami Herald 2-16-05)
Citizens' High-Risk Account Short (St. Petersburg Times 4-15-05)
Cat Fund's Changes May Benefit Florida Property Owners (BI 5-16-05)
Florida Home Writers Face Surcharge (NUPC 8-19-05)
Florida Property Insurer Under Scrutiny From State - Again (South Florida Sun-Sentinel 10-18-05)
Senators Examine Citizen's Faults (St. Petersburg Times 10-20-05)
Florida Report Finds Weaknesses in Citizens' 2004 Hurricane Response (BestWire 11-8-05)
Florida Faces Assessment from Citizens Following Wilma (BestWire 11-10-05)
New Assessment Will Hit Every Florida Homeowner (Miami Herald 11-10-05)
Florida's Last-Resort Homeowners Insurer to Raise Rates 15% (BestWire 11-22-05)
Florida Citizens Board Votes to Raise Homeowners Rates (BestWire 12-16-05)
Bush Urges Cap on Coverage (Sun-Sentinel 12-17-05)
Bush Against Citizens Bailout (St. Petersburg Times 12-21-05)
State Insurer a Costly Last Resort (Sarasota Herald-Tribune 12-26-05)
Short of Cash, Florida Catastrophe Fund May Issue Bonds or Surcharge Insurer Premiums (BestWire 1-25-06)
Insurers Reconsidering Wind Coverage: Most Referring to State Wind Pool (Sun Herald 3-2-06)
Plan to Shrink Citizens Hits a Snag (Sarasota Herald-Tribune 3-16-06)
Florida Homeowners Face Another Charge for Propping Up State's Hurricane Fund (Sun-Sentinel 3-16-06)
Citizens Clients Would Face 25-Percent Surcharge Under Proposed Law (Sun-Sentinel 3-16-06)
CAT Fund Faces $1.35B Deficit (Miami Herald 4-7-06)
State Takeover of Florida Wind Risk Proposed (NYT 4-10-06)
Florida's Cat Fund Faces $1.3 Billion Shortfall (BestWire 4-13-06)
Florida Sales Tax Money May Bail Out Citizens (NUPC 4-18-06)
FL Regulator Denies Citizen's Homeowners Rate Filing (BestWire 5-2-06)
Citizen Fix Likely to Strain Wallets (Palm Beach Post 5-5-06)
Florida Beefs Up Its Last Resort Insurer (NUPC 5-5-06)
Florida Regulator Approves CPIC Rate Hikes (BestWire 5-19-06)
State Insurer Has a Fight on Its Hands (St. Petersburg Times 5-24-06)
Citizens Passes Up Private Reinsurance (CPICNoPrivateRe 5-26-06)
Citizens to Assess Condo Risks, Rates (St. Petersburg Times 5-26-06)
Wind Insurance Woes Trigger a Crisis (Sarasota Herald-Tribune 6-5-06)
Insurance May Rise Another 2 Percent (St. Petersburg Times 6-15-06)
Florida Catastrophe Fund to Borrow $2.8B (WP 6-15-06)
Many Costly Condos Seeing Big Rate Hikes Under Citizens Plan (Palm Beach Post 6-15-06)
Citizens Struggles with Poe Policies (Miami Herald 6-23-06)
Citizens Not Happy to Be No. 1 (Tampa Tribune 6-29-06)
Loss of Wind Coverage for Builders (Bradenton Herald 7-6-06)
Businesses in a Jam on Windstorm Coverage (Miami Herald 7-17-06)
Citizen's Reverses Decision on Builders Coverage (Bradenton Herald 7-22-06)
Florida Mulls Recreating a Commercial Hurricane Insurance Pool (BestWire 7-27-06)
Florida Citizens' President Says Last-Resort Insurer Is Ready for Storm Losses (BestWire 7-27-06)
Florida Cabinet Clears Commercial Hurricane Insurance Pool (BestWire 8-1-06)
FL Acts to Help Businesses Get Wind Cover (NUPC 8-3-06)
CPIC Now a Troubled Giant (Sun-Sentinel 8-7-06)
Businesses Getting Relief (Sun-Sentinel 8-16-06)
Florida Commissioner Rejects Citizens' Rate Hike in Monroe County (BestWire 8-18-06)
Board of CPIC to Consider 2% Assessment (BestWire 9-13-06)
Florida Gets Stuck With Citizens Insurance Tab (Tampa Tribune 9-15-06)
Florida's State-Run Commercial Insurance is Open for Business (BestWire 9-18-06)
Fla. Cabinet Rejects CPIC Operational Plan (BestWire 9-21-06)
CPIC Looks Past Wind Risk (Sun-Sentinel 9-22-06)
CEO Resigns From CPIC (BestWire 9-26-06)
CPIC Challenged by Its Own Growth (BestWire 10-2-06)
Poll: Get Tough on Insurers (Palm Beach Post 10-1-06)
Ex-Clients Can Return to CPIC (Sun-Sentinel 10-12-06)
CPIC Ordered to Offer Coverage to Floridian Paying Unapproved Rates (BestWire 10-12-06)
Scrambling to Decipher Regulatory Order (Miami Herald 10-18-06)
CPIC Considers Rate Reductions in Sinkhole-Prone Areas (BestWire 10-25-06)
Citizens to Drop Properties (Miami Herald 10-24-06)
If Citizen's Rate is Cheaper, Switch May Be OK (Tampa Tribune 11-4-06)
Insurers' Crystal Ball is at Center of Florida's Latest Storm (St. Petersburg Times 11-5-06)
CPIC Piles Up Risks, Policies (St. Petersburg Times 11-7-06)
CPIC Proposes Massive Rate Hikes (Sun Sentinel 11-17-06)
CPIC 56% Rate Hike (Miami Herald 11-17-06)
Florida Regulator Approves $163 Million Assessment to Close Deficit at CPIC (BestWire 11-22-06)
Insurer Delays Vote on Rate Hike (NYT 12-7-06)
CPIC Looks to Expand Coverage (St. Petersburg Times 1-10-07)
Citizens in FL Sued Over Claim Amounts (NUPC 2-8-07)
Change Expected for Florida's Reinsurance Mkt Following Expansion of State Cat Fund (BW 2-12-07)
New Storm for Citizens (St. Petersburg Times 3-1-07)
CPIC Files Homeowners Rate Reduction Averaging 14.5% (BestWire 3-19-07)
CPIC Has New Mission: Compete (St. Petersburg Times 3-27-07)
CPIC: We'll Have Up to $8B to Pay Claims (BestWire 4-2-07)
Crist Pushes Citizens Changes (Tampa Bay Tribune 4-4-07)
PCI: CPIC Expansion Could Lead to Financial Crisis (BestWire 4-10-07)
CPIC Readies for Commercial Expansion (Miami Herald 4-27-07)
FL Legislature Votes Citizens Expansion (NUPC 5-7-07)
FL CFO Slams Changes to Citizens Property Rates (NUPC 5-11-07)
Citizens Growth Called Risky (Sun-Sentinel 5-13-07)
US Will Bail Out FL Cat Fund, Says Ex-Senator (NUPC 5-16-07)
CPIC Financing Plan (BestWire 5-25-07)
Big FL Storm Assessments Could Exceed $50B (NUPC 6-15-07)
CPIC Business Booms (St. Petersburg Times 6-26-07)
CPIC Competes With Insurers (Miami Herald 6-28-07)
Muddy Waters of Reinsurance Sink Rate Hopes (St. Petersburg Times 7-15-07)
Florida Okays Cat Fund Loans (NUPC 7-18-07)
Storm Fund Gets a Needed Boost (St. Petersburg Times 7-18-07)
Florida CFO Proposes Cat Fund Repair (NUPC 10-9-07)
Sink's Florida Cat Fund Change Gets Reinsurer Support (NUPC 10-10-07)
Florida to Move 173,000 Policies Out of Citizens (NUPC 10-29-07)
Insurer to Take on Citizens Policies (Sarasota Herald-Tribune 10-30-07)
FL Cat Fund Helps Hold Down Prices (Business Insurance 10-29-07)
CPIC Offers Commercial Multiperil (NUPC 11-6-07)
Hefty Citizens Surcharges a Threat (Miami Herald 2-29-08)
Insurers Seek Lower Loan Costs (Miami Herald 3-7-08)
McCarty Unveils New Plan to 'Take Out' From CPIC (BestWire 3-12-08)
Regulators' Rule Help Citizens Policyholder (Miami Herald 3-13-08)
Citizens and Hurricane Fund Problems Detailed (NUPC 3-14-08)
FIC Report Questions Citizens' Solvency (NUPC 4-8-08)
Assessments for Past Hurricane Damage Could Grow (Miami Herald 5-16-08)
Best Makes Bleak Assessment of State-Backed Insurers (NUPC 5-19-08)
FL Commissioner Approves Another Round of Take-Outs from Citizens (BestWire 5-21-08)
FL Moving More Insureds From Citizens (NUPC 5-21-08)
Keep Killing the Citizens Insurance Fund Transfer (Tallahassee Democrat 6-5-08)
Against the Wind (St. Petersburg Times 6-8-08)
FL Cat Fund Selling Bonds to Pay Wilma Claims (NUPC 6-11-08)
CPIC Chairman Retires, Announces Liquidity Restructure (BestWire 6-19-08)
Florida Cat Fund Securing $4 Billion Bond from Berkshire Hathaway (BestWire 7-3-08)
At the Mercy of More Than Nature's Whims (Sarasota Herald-Tribune 10-5-08)
AM Best Comments on Insurers' Potential Exposure to FHCF (BestWire 10-15-08)
Homeowners Choice Assumes 45,000 Policies from FCPIC (BestWire 10-16-08)
Citizens Policies Quietly Shift to Low-Rated Firms (St. Petersburg Times 11-1-08)
Shift of Insurers Decried (St. Petersburg Times 11-6-08)
More Policies to be Removed from Florida Citizens Property Insurance Corporation (BestWire 11-7-08)
Florida Regulators, CPIC Defend Takeout Process (BestWire 11-11-08)
Florida Regulators Give Official Nod to Take Up to 110,000 Policies From Citizens (BestWire 11-14-08)
Past Suggests Insurer May Be a Bit of a Risk (St. Petersburg Times 11-22-08)
New Companies Encouraged to Insure (St. Petersburg Times 11-22-08)
Insurance Groups Uge Fix for FL Catastrophe Fund (NUPC 11-25-08)
Subsidiary of 21st Century Holding to Remove Policies from FL Citizens (NYT 12-5-08)
Insurers to Ease Burden on Citizens (Miami Herald 12-12-08)

Mitigation
Safeguard Your Home, Pay Less for Insurance (Florida Today 4-8-05)
New Building Codes Made a Difference (St. Petersburg Times 4-17-05)
How to Prepare for Hurricane Season (NYT 5-29-05)
Study: Upgraded Codes Helped Withstand Winds (St. Petersburg Times 6-29-05)
Mobile Homes Seldom Survive Storms Intact (Bradenton Sun 10-30-05)
Florida Sets Funds to Beef Up Homes Against Storms (NUPC 5-8-06)
Grants Would Help Residents Shore Up Homes for Hurricanes (Tampa Tribune 5-12-06)
Mobile Home Owners Brace for Unpredictable Hurricane Season (Bradenton Herald 5-28-06)
Well-Equipped Survival House Offers Hurricane Protection (Miami Herald 6-29-06)
New Fund for Home Protections (FL) (Miami Herald 7-2-06)
Federal Funds Sought to Upgrade Homes (AP 8-3-06)
FL Commission Rejects Stricter Building Codes for Panhandle (BestWire 8-23-06)
Homeowner's Dilemma: Shutters Fail to Save Policy (Bradenton Herald 9-12-06)
Upgrades Could Lower Insurance Premiums (Miami Herald 9-29-06)
Bush, Cabinet Approve New Insurance Rules (Palm Beach Post 10-4-06)
Florida's Cabinet Clears New Insurance Discount Schedule for Hurricane Mitigation (BestWire 10-9-06)
FL Hurricane Mitigation Program Hits a Milestone (NUPC 11-30-06)
Action on Insurance Must Include Growth Limits in Hazard Zones (SF Herald-Tribune 12-29-06)

Risk Analysis/Modeling
Hurricane Model Unveils Rate-Making Process (Miami Herald 4-24-05)
Florida to Unveil State-Funded Hurricane Insurance Model (BI 5-16-05)
Experts Push for Progress in Forecasting Canes' Strength (Orlando Sentinel 6-30-05)
Florida Office Touts Accuracy of State Cat Model (BestWire 4-13-06)
Storm Scenarios Take Hard Look (St. Petersburg Times 6-8-06)
Hurricane Predictions Off Track (Tampa Tribune 11-27-06)
Scientists Ponder Blown Predictions (Sarasota Herald-Tribune 11-29-06)
'06 Shows Hurricane Forecast Defects: AIR (NUPC 12-12-06)

Legislation/Politics
Legislature Passes Insurance Overhaul (Tampa Tribune 5-7-05)
A New Hurricane Insurance Bill (AP 6-2-05)
Florida's Big 'I' Suggests Elimination of HRA (Insurance Journal 11-30-05)
Legislators Propose Using Sales Tax Money to Cover Citizens Property Deficits (Sun-Sentinel 1-5-06)
Florida Proposes Standard Rating Territories for Homeowners Insurance (BestWire 2-2-06)
State Task Force Tackles Homeowner Insurance (Tampa Tribune 1-28-06)
Insurance Reform Offered (Palm Beach Post 2-14-06)
As More Storms Loom, State Seeks Insurance Solution (Tampa Tribune 2-21-06)
Backing Grows for Fla. Homeowners Plan (NUPC 3-3-06)
Lawmakers Tackle the Home Insurance Crisis (Miami Herald 3-5-06)
Florida Panel Calls for Many Changes to Solve Hurricane Insurance Issues (BestWire 3-13-06)
Bill Seeks to Relieve Insurers (Palm Beach Post 3-17-06)
Legislators Look at Additional Insurance Hikes for Homeowners East of I-95 (Sun-Sentinel 3-22-06)
Insurance Storm Finally Get Governor's Attention (Palm Beach Post 4-7-06)
Snowbirds May Face Hikes (Palm Beach Post 4-8-06)
Florida Bill to Shore Up Property Insurance Market Moves to House Floor (BestWire 4-25-06)
Florida's House Passes Property Reform Bill, but Senate Woes May Derail It (BestWire 5-2-06)
Legislature Passes Hurricane Insurance Bill (Sun-Sentinel 5-6-06)
Insurance Package Approved in Late-Night Session (Sun-Sentinel 5-6-06)
Florida Legislature Opens Up Cat Fund (NUPC 5-8-06)
No Final Word on Fixing Insurance (Sun-Sentinel 5-9-06)
Florida Legislative Session Leaves Insurers Happy (NUPC 5-9-06)
Law Helps Small Insurers (Miami Herald 5-9-06)
Triage Planned for Florida's Homeowners Market (BestWire 5-19-06)
Group Seeks Session on Home Insurance (Tampa Tribune 6-7-06)
Insurance Hikes Whips Up Demand for Legislation (Bradenton Herald 7-20-06)
Homeowners Rip Insurance Package (Palm Beach Post 7-25-06)
Insurance Crisis Enters Political Debate (Miami Herald 7-28-06)
Insurance Industry Influence Limits Solutions for Homeowners (St. Petersburg Times 7-28-06)
Fla. Gubernatorial Race Heats Up Over Hurricane Issues (BestWire 8-3-06)
Florida Congresswoman Emerging as Key Voice on Insurance Matters (BestWire 8-7-06)
Shaw, Klein Differ on Windstorm Coverage (Miami Herald 8-9-06)
Members of State Panel to Make Suggestions to Fix Property Insurance (Sun-Sentinel 8-13-06)
Panel Moves Beyond Theory on Revising Insurance Industry in Crisis (St. Petersburg Times 9-8-06)
Rally Cries for Insurance Relief (St. Petersburg Times 9-8-06)
On Insurance, Will State Get Fooled Again (Palm Beach Post 10-8-06)
Davis Touts Plan to Slash Cost of Storm (Palm Beach Post 10-11-06)
One Each Side, An Insurance Plan (St. Petersburg Times 10-11-06)
Panel Tackles Insurance Crisis (Bradenton Herald 10-13-06)
Lots of Suggestions, but No Magic Formula for State's Insurance Situation(St. Petersburg Times 10-13-06)
Is State Help the Insurers' Answer? (St. Petersburg Times 10-15-06)
Insurance Proposals Scorned (Tampa Tribune 10-13-06)
Sifting for a Solution in This Big Insurance Mess (St. Petersburg Times 10-16-06)
Governor Race Rivals Differ on Solution to State Insurance Crisis (Sun-Sentinel 11-2-06)
FL Hurricane Panel to Suggest Changes (NYT 11-14-06)
Homeowners Need a Reduced Coverage Option (Palm Beach Post 10-14-06)
Want Better Insurance? State Panel Seeks Choices (Orlando Sentinel 11-15-06)
Activism Provides Strength to Battle Insurers (Miami Herald 11-26-06)
Peaceful Hurricane Season Puts Pressure on FL Leg Session on Ins (BestWire 11-30-06)
Home Insurance Top for FL's New Gov (NYT 12-2-06)
Legislators Question Record 2006 Profits of Insurers in State (Palm Beach Post 12-5-06)
Capitol Rally to Target Insurance (Tampa Tribune 12-29-06)
Crist Sworn in As New Governor of Florida (NYT 1-2-07)
FL Business Community Presents Points (BestWire 1-4-07)
FL Business Coalition Fights for Insurance Market (NUPC 1-5-07)
Insurance Lobby Vows to Oppose Rate Reductions (Palm Beach Post 1-5-07)
House Proposals Lower Rates (Miami Herald 1-11-07)
House, Senate Insurance Plans Boost State Load in Hurricanes (Palm Beach Post 1-11-07)
Winds Shift on Insurance (Palm Beach Post 1-11-07)
Insurers Would be Harmed Under Florida Legislative Remedy (BestWire 1-12-07)
Proposal: Lower Insurance Rates but Bigger Risks (Miami Herald 1-16-07)
FL Bill Proposals Unnerve Insurers (NUPC 1-17-07)
Florida Lawmakers Eye Post-Storm Insurance Overhaul (WP 1-17-07)
Insurance Remedies May Have Unintended Results (Tampa Tribune 1-18-07)
Fla. Pushes for More Hurricane Insurance (WP 1-19-07)
Insurance Plan Would Lower Rates (Miami Herald 1-22-07)
FL Lawmakers Reach Tentative Deal on Insurance Reform (BestWire 1-22-07)
Florida Legislature Okays Property Insurance Bill (NUPC 1-22-07)
Florida Acts to Lower Home Insurance Cost (NYT 1-23-07)
Florida Governor Signs Insurance Overhaul (NYT 1-25-07)
Legalized Gambling? Thank Legislature (Orlando Sentinel 1-25-07)
Florida Overhauls Home Insurance Rules (USA Today 1-26-07)
Cat Reinsurers' Profits Cut by FL Law: Analyst (NUPC 1-26-07)
Reinsurance Hit in FL Rate Reform Battle (NUPC 1-29-07)
Florida Emergency Rule Would Freeze Rates (BestWire 1-30-07)
Emergency Rule Freezes Insurance Policies, Rates in Florida (Miami Herald 1-31-07)
Chubb Troubled by New Insurance Laws in Florida (BestWire 1-31-07)
Florida Reforms May Cause Market Storm (BestWire 2-5-07)
Transcript: Florida's Senate Minority Leader Outlines Special Session Bill (BestWire 2-6-07)
Florida Insurance Law Fuels Growing Debate (WSJ 2-8-07)
Florida in Eye of Insurance Storm (WSJ 2-8-07)
FL Insurers Seek Legal Relief (NUPC 2-15-07)
Florida's Big Hurricane Gamble (WP 2-20-07)
Ratings Impact of Recent Fl Legislation (BestWire 2-23-07)
Industry Fears Legislative Remedies to Cat Risk Might Dampen Market (BestWire 2-26-07)
How New Law Affects You (Sun-Sentinel 2-27-07)
Flirting With Disaster (WP 3-5-07)
Waiting for More Relief: Business Owners Push for Extra Ins Fixes (Sun-Sentinel 3-26-07)
Huge Florida Storm Costs Ahead, Towers Study Finds (NUPC 3-27-07)
Insurance 'Glitches' Tweaked (St. Petersburg Times 3-29-07)
FL Bill Would Eliminate State Subsidiaries of National Insurers (BestWire 4-05-07)
Florida's Reconstruction Model (WP 4-9-07)
Insurance Law Needs Changing (St. Petersburg Times 4-9-07)
Florida's Folly (WSJ 4-20-07)
Insurers Wary of Volatile Bills as FL Legislative Session Winds Down (BestWire 4-25-07)
Insurance Monolith Threatened Florida (WSJ 4-26-07)
Probe of State Insurance Office Widened (Palm Beach Post 4-26-07)
Bill Pledges Quick Claim Payout (Miami Herald 4-27-07)
FL Lawmakers Pass Amended Version of 'Glitch Bill' (BestWire 4-27-07)
Problem is Complex, and So Is Solution (Sarasota Herald-Tribune 5-1-07)
Sarasota Backing Insurance Reform (Sarasota Herald-Tribune 5-2-07)
Senate Bill Freezes Rates for Citizens (NYT 5-3-07)
New Rules Added to Florida Insurance Laws (BestWire 5-3-07)
Florida Remains a Big Question Mark (FT 5-1-07)
FL Legislature Approves No-Pup Bill (BestWire 5-4-07)
Florida Courts Disaster With Central-Planning Insurance Program (WSJ 5-7-07)
Four Steps to Fix Insurance Crisis (St. Petersburg Times 5-9-07)
Nelson Blames Senator for Stalling Insurance Study (Tampa Tribune 6-27-07)
Crist's Insurance 'Fix' Might Leave You Broke (St. Pertersburg Times 10-1-07)
Home Insurance Relief Likely to Be Hit or Miss (Sarasota Herald-Tribune 11-12-07)
Florida AG Says Insurers 'Overreacting' to Climate-Change Threat (BestWire 10-17-07)
Battle Lines Drawn in Insurance War (Sun-Sentinel 10-28-07)
Insurers' Perfect Storm of Support (St. Petersburg Times 11-2-07)

Real Estate/Home Values
House Values On the Way Down (St. Petersburg Times 10-9-06)
Insurance Crisis, Too, Will Lead to Loss of Homes (St. Petersburg Times 10-8-06)
Rising Insurance Making Less Attractive to Relocations (Sarasota Herald-Tribune 10-13-06)
Condo Owners Face Foreclosure After Getting Hurricane Repair Bills (Sun-Sentinel 10-19-06)
Palm Beach County Houses a Tough Sell as Prices Plunge 9% (Sun-Sentinel 10-26-06)
Will Homeownership Blues Drive Floridians Out of State? (St. Petersburg Times 10-27-06)

Insolvency
Poe Financial Group Stops Writing Homeowners in Florida (BestWire 3-8-06)
Large Home Insurer Dropping Customers Over Hurricane Losses (WSJ 3-8-06)
Big Florida Home Insurer Cutting Its Book (BestWire 3-9-06)
State Puts Pressure on Poe Financial (Sarasota Herald-Tribune 4-22-06)
Poe Toils to Stay Afloat (Miami Herald 4-22-06)
Large Florida Homeowners Insurer Goes Into Receivership (BestWire 4-26-06)
Florida Moves to Seize Control of Poe Fiancial Group's 3 Insurance Companies (Sun-Sentinel 4-26-06)
More Insurance Firms on Brink (Tampa Tribune 4-28-06)
Florida Insurers Face Liquidation (NUPC 5-2-06)
2 Poe Firms Have Only Half of Cash Needed (Miami Herald 5-3-06)
Insurers Struggle as Storms Approach (St. Petersburg Times 5-3-06)
Troubled Poe Companies May be Forced to Liquidate (Miami Herald 5-10-06)
Poe Financial Liquidates Last of Its Companies (Sarasota Herald-Tribune 5-27-06)
Poe Financial's Florida Preferred Unit Agrees to Enter Liquidation (BestWire 5-26-06)
Poe Files Lawsuit Over Fees to Agents (St. Petersburg Times 6-6-06)
State to Pass On Cost of Poe Firm Bailouts (Miami Herald 6-22-06)
3 Tower Hill Insurers Seeking to Raise Rates (Palm Beach Post 6-20-06)
Tower Hill Companies Downgraded (NUPC 6-28-06)
Insurers Wrote New Policies as Cash Dried Up (Miami Herald 6-30-06)
State Halts Another Insurer (Palm Beach Post 7-4-06)
Florida Tab for Failed Insurer Triples (Tampa Tribune 10-12-06)
Florida GA Has Paid $445 M in Claims for Poe (BestWire 10-20-06)
You Could Face Surcharge: 2% One-Time Fee to Cover Claims of Failed Insurers (Sun-Sentinel 12-21-06)

Other
On the Storm Front: Florida Approach (BR 7-05)
Palm Beach Bows to the Wind (NYT 1-26-06)
State Commissioner: Allstate Floridian Must Buy Reinsurance or Refund Customers (BestWire 2-17-06)
Windstorm for Dummies (Palm Beach Post 4-23-06)
In Florida, a New Convergence of Real Estate and Insurance (Sarasota Herald-Tribune 7-28-06)
Homeowners Take Big Risk Going Bare (Miami Herald 9-10-06)
Families Flee Florida (NYT 9-27-06)
Florida Loses Its Luster for Some Retirees (Sarasota Herald-Tribune 9-25-06)
Insurance Crisis, Too, Will Lead to Loss of Homes (St. Petersburg Times 9-8-06)
On the Storm Front: Florida Approach (BR 7-05)
Palm Beach Bows to the Wind (NYT 1-26-06)
State Commissioner: Allstate Floridian Must Buy Reinsurance or Refund Customers (BestWire 2-17-06)
Windstorm for Dummies (Palm Beach Post 4-23-06)
In Florida, a New Convergence of Real Estate and Insurance (Sarasota Herald-Tribune 7-28-06)
Homeowners Take Big Risk Going Bare (Miami Herald 9-10-06)
Families Flee Florida (NYT 9-27-06)
Florida Loses Its Luster for Some Retirees (Sarasota Herald-Tribune 9-25-06)
Insurance Crisis, Too, Will Lead to Loss of Homes (St. Petersburg Times 9-8-06)
Insurance Crisis Has Many Angles (Tampa Tribune 12-17-06)
Flood Zone Remap Affects Thousands (Tampa Tribune 11-30-06)
Insurers Envision Disaster Aid for State Due to Unabated Coastal Construction (Sun-Sentinel 4-7-07)
Some Floridians Barely Hanging On (St. Petersburg Times 4-11-07)
Insurance Crisis Hasn't Curbed Coastal Building (Tampa Tribune 4-26-07)
Bromley on the Florida's Surprising 'Wild Card' (BestWire 5-23-07)
FL Carriers in Reinsurance Bind, Says Lawmaker (NUPC 6-21-07)
FL Insurer Collusion Probe Called Politicial (NUPC 10-3-07)
Insurer Can't Stop FL Collusion Probe, Say Judge (NUPC 10-11-07)
Allstate Receives Subpoena from FL Regulators Seeking Reinsurance Info (BestWire 10-16-07)
Allstate Subpoenaed in Florida Rate Battle (NUPC 10-16-07)
Florida Remains a High Risk Despite 2 Years of Dodging Major Storms (BestWire 11-29-07)
Stormy Conditions Rage On in Home Insurance Market (Tampa Tribune 12-2-07)

Other Gulf Coast States
Governor Appoints 19-Member Task for Insurance Review (AL) (AP 3-18-05)
Poll: Gulf Coast, East Still Unprepared for Hurricanes (USA Today 5-10-05)
BP's Gigantic Oil Platform Lists After Hurricane in Gulf (WSJ 7-13-05)
Gulf Hurricanes Are Latest Kink in Oil Chain (NYT 8-5-05)
Gulf Coast Insurance Expected to Soar (NYT 9-24-05)
Homeowners Wait for Claims to be Adjusted (WP 9-29-05)
Hurricanes Damaged Many Churches (NYT 9-30-05)
Gulf Builders Called Lax on Storm Standards (Denver Post 11-4-05)
Louisiana Regulator Hopes for New Building Code to Keep Insurers in the Market (BestWire 11-15-05)
Regulators Hold Off on Rate Increase (TX) (Houston Chronicle 11-16-05)
1,309 in La. File Complaints Against Insurance Firms (Baton Rouge Advocate 11-23-05)
Louisiana Toughens Building Codes (WSJ 11-25-05)
Congress Passes Tax Plan to Aid Gulf Coast (NYT 12-17-05)
Leaders in Congress Agree on Aid for Gulf Recovery (NYT 12-19-05)
Rethinking New Orleans as Series of Lagoons, Elevated Houses (WP 1-7-06)
Insurer Gets 23.3% Homeowners Rate Increase in Louisiana (BestWire 1-19-06)
Destitute Victims of Storm Remain Stuck at Hotels (NYT 12-22-05)
Louisiana Bill Would Allow Last-Resort Insurer to Borrow From State Guaranty Fund (BestWire 2-13-06)
Insurance Changing in Post-Katrina Mississippi (Biloxi Sun-Herald 2-12-06)
Provision to Allow Borrowing From Louisiana Insurance Guaranty Fund is Stripped From Bill (BestWire 2-17-06)
Home Insurance Could Rise by 30% (Times-Picayune 2-21-06)
LA Last-Resort Insurer to Issue Assessments (BestWire 2-28-06)
Allstate to Limit Homeowners Writing on Texas Gulf Coast (BestWire 3-1-06)
New Program Slated to Insure Gutted Louisiana Homes (BestWire 3-1-06)
Farm Bureau Rates to Leap by 49% (Times-Picayune 3-16-06)
Homeowners Insurers Have Success With Rate Hikes in Louisiana (BestWire 3-23-06)
Mississippi Moves on State Building Code (NUPC 3-30-06)
New Risk Models May Cost Residents (Times-Picayune 4-7-06)
State Wind Pool Officials Set to Request Rate Increase (MS) (AP 4-11-06)
Texas Wind Pool Proposes Over-the-Cap Rate Increases (BestWire 4-18-06)
Insurance Bills Shock the Coast (TX) (CorpusChristi Caller-Times 4-19-06)
Louisiana Approves Allstate's 20.6% Rate Hike, Among Others (BestWire 4-20-06)
Louisiana Courting More Insurance Companies (LACourtsInsurers 4-22-06)
Premium Hikes (LA) (NO CityBusiness 4-24-06)
Wind Pool Rates Could Go Up 397.8 Pecent (MS) (Biloxi Sun Herald 4-28-06)
Insurers: Louisiana Bills Threaten to Hurt Market Already Contending with Catastrophes (BestWire 4-28-06)
Mississippi Insurance Regulator Weighs Steep Rate Hike for Windstorm Pool (BestWire 5-2-06)
Senate Votes to Require Approval for all Insurance Rate Increases (Baton Rouge Advocate 5-2-06)
LA Lawmakers OK Hurricane Homeowner Plan (NYT 5-11-06)
Panel OKs 3 Insurance Increases (LA) (Times-Picayune 5-17-06)
Clock is Ticking on Storm Claims (Times-Picayune 5-17-06)
Louisiana Regulators Probe Allstate, St. Paul Travelers Claims Practices (BestWire 5-18-06)
Still Reeling, Gulf Readies for New Storms (NYT 5-19-06)
Battle for Biloxi (NYT 5-21-06)
New Orleans Seen Top US Target for '06 Hurricanes (NYT 5-24-06)
Insurance Industry Targets Reform Bills (Times-Picayune 5-24-06)
Texas Insurers: Rate Ruling for Texas Windpool is Inadequate (BestWire 5-30-06)
Mississippi Contemplates 398% Windpool Rate Hike (BestWire 6-2-06)
Homeowner Policy Break Proposed (Times-Picayune 6-2-06)
Mississippi's Governor Pledges $50 Million to Offset 397.8% Windpool Rate Hike (BestWire 6-15-06)
Insurer's Rate Increases OK'd (MS) (Biloxi Sun Herald 6-16-06)
Louisiana's Legislative Session Ends with Some Defeats and Some Victories for Insurers (NYT 6-22-06)
Insurance Will Cost You More (Biloxi Sun-Herald 6-22-06)
Insurers Puff Up Burden for Wind Damage (Times-Picayune 6-23-06)
Wind Pool Out of Breath (Biloxi Sun Herald 6-27-06)
As Rates Rise, State to Tackle Insurance Relief (Times-Picayune 6-26-06)
Mortgage Delinquency in Louisiana Falls Sharply (Times-Picayune 6-28-06)
Allstate Plans 5.6% Increase in Texas Rates (Houston Chronicle 6-30-06)
Winds of Change: Homeowners Forced into LCPIC (Times-Picayune 7-2-06)
Apartment Owners Face Increases (NO City Business 7-3-06)
Survey: Alabama Coast Homeowners Ahead on Hurricane Preps (AP 7-7-06)
3 Insurers with Rate Increases (Baton Rouge Advocate 7-19-06)
LA Commissioner Threatens Legal Action Against Allstate (BestWire 7-24-06)
Law Bans Dropping Coverage (Times-Picayune 7-25-06)
Allstate: LA Law Allows Change (Baton Rouge Advocate 7-25-06)
State to Fight Test of Lawsuits' Legality (Times-Picayune 7-27-06)
State Farm Fights for Rate Hike (Dallas Morning News 7-29-06)
Commercial Costs Reaching High Tide (Houston Chronicle 7-29-06)
Allstate Promises No Louisiana Exit (NUPC 8-1-06)
Insurers Still Bucking State (LA) (Times-Picayune 8-1-06)
State (MS) Considers Wind Pool Changes (Sun-Herald 8-8-06)
Alfa to Drop Alabama Wind Policies (BestWire 8-10-06)
State Farm Memo Found: Separates Wind, Water Damage (Biloxi Sun Herald 8-10-06)
Insurer (Amica) Boosts Home Rates (Times-Picayune 8-17-06)
New Orleans Evacuees Gone for Good, Due to Insurance Costs (BestWire 8-18-06)
Ideas Sought to Retain Insurers (Times-Picayune 8-18-06)
More Homeowners Rate Hikes Granted in Louisiana (BestWire 8-21-06)
Texas Wind Pool Asks for Rate Hike (Houston Chronicle 8-24-06)
Allstate Looks at Policy Cuts on Customers With Divided Loyalties (Times-Picayune 9-7-06)
Storm-Hit Insurers to Raise Deductibles (Times-Picayune 9-9-06)
State-Run Insurer May Get Bailout (Times-Picayune 9-13-06)
State Farm to Scale Back Coverage Along Mississippi's Coast (BestWire 9-19-06)
Insurer Gets Big Rate Increase; It Pledges to Resume Writing Policies (Times-Picayune 9-21-06)
Coastal Towns Flattened by Rita Remain Desolated (Fort Worth Star-Telegram 9-24-06)
State Stops Horace Mann Homeowner Policy Cancellations (NO City Business 9-29-06)
Louisiana Voters Approve Levee Management Reform (WSJ 10-1-05)
LA Regulator Order Horace Mann to Stop Cancelling HO Policies (BestWire 9-29-06)
LA Governor Set to Ease Insurance Costs (NYT 10-9-06)
Business Insurance Costs are Hindering Recovery (Times-Picayune 10-8-06)
No Quick Fix on Insurance Rates, Governor Warns (Times-Picayune 10-11-06)
Insurers Get an Earful from Senator (NYT 10-12-06)
New Orleans Most Storm Threatened (NUPC 10-20-06)
Insurers' Rates in Flux (Times-Picayune 10-22-06)
State-Run (LA) Insurer Doing Well, Board Chairman Says (Times-Picayune 10-31-06)
Allstate Announces Changes (Baton Rouge Advocate Post 11-4-06)
Allstate Wants to Boost Rates 55% (Times-Picayune Post 11-4-06)
Louisiana Town Considers Relocation Concept (Tampa Tribune 11-5-06)
Democratic Lawmakers Propose Insurance Reforms (Baton Rouge Advocate Post 11-7-06)
LCPIC Raising Rates (Times-Picayune 11-14-06)
Black Day for Insurance Delayed (Times-Picayune 11-15-06)
Texas Commissioner Denies Wind Pool Rate Range Request (BestWire 11-16-06)
Cost for State Windstorm Coverage Climbs (Houston Chronicle 11-16-06)
Panel Turn Up Heat on Allstate (Times-Picayune 11-16-06)
Sky-High Rates Threaten State's Recovery (Times-Picayune 11-19-06)
Insurers Have Good Reason to Raise Rates in LA (Times-Picayune 11-20-06)
Conflict Brews Over Crisis Funds (Times-Picayune 11-20-06)
Barbour Seeking 2nd Wind-Pool Bailout (Sun-Herald 11-20-06)
Insurance Lobbying Challenged (Times-Picayune 11-25-06)
Donelon Opposes Citizens Rate Cut (Times-Picayune 11-30-06)
Commercial Insurer to Pull Out of Area (Times-Picayune 12-2-06)
Texas Gulf Property Insurance Rates Rise (NUPC 12-4-06)
Louisiana Special Session Worries Insurers (NUPC 12-4-06)
Insurers Seeing Higher Risks (Times-Picayune 12-5-06)
Insurers Urged to Rethink Policy (Times-Picayune 12-6-06)
LA Officials Look to Shore Up Commercial Market (NUPC 12-7-06)
Insurance Companies Taking Heat From Clients (Times-Picayune 12-8-06)
Market (Real Estate) in Transition (Times-Picayune 12-10-06)
Market (Real Estate) in Transition (Times-Picayune 12-10-06)
LCPIC Asks More in Rate Proposal (Times-Picayune 12-12-06)
Angry Panel Rejects Insurance Increases (Times-Picayune 12-16-06)
State Farm Drops Wind Coverage: New Customers Won't Be Covered (Sun-Herald 12-16-06)
Corps Proposal for Gulf Draws Criticism from Scientists (NYT 12-19-06)
Louisiana Legislature Authorizes Insurance Rate Relief (BestWire 12-20-06)
Insurer Warns of Surcharge Boost (Times-Picayune 12-21-06)
Turn Surplus Into an Insurance Solution (Times-Picayune 12-23-06)
US Gives Grants to 4 Gulf Coast States to Upgrade Disaster Housing (NYT 12-23-06)
New Orleans Faces Perilous Future (NUPC 12-28-06)
Hoop-Jumping Homeowners Bristle Money for Corporate Contracts (AP 12-28-06)
Specialty Insurers Forecast to Return (Times-Picayune 12-31-06)
Insurance Hike Endangering Coast Rebound (Jackson Clarion-Ledger 12-31-06)
Insurers to Begin Canceling Policies (Times-Picayune 1-1-07)
Windstorm Group Needs Funding Change: PCI (NUPC 1-3-07)
Insurance-Crisis Plans Pushed (Sun-Herald 1-4-07)
Travelers To Keep More Louisiana Commercial Risk (NUPC 1-5-07)
Business Group Urges Insurance Changes (Times-Picayune 1-6-07)
Nationwide Will Drop Some Windstorm Policies in Texas (BestWire 1-8-07)
Another Insurer Cuts Back on Coast (Houston Chronicle 1-6-07)
Good Steps on Insurance (Times-Picayune 1-9-07)
Vacuum Maker Hailed as Savior Quits Gulf Town (NYT 1-15-07)
Nationwide Cuts Coverage Along Coast (BI 1-17-07)
Gulf States Receive Health Care Grants (WP 1-19-07)
Gulf Congressmen Attack Insurers On Many Fronts (NUPC 1-19-07)
Lawmakers Push for Insurance Solutions (Times-Picayune 1-24-07)
Insurers Rain on Sunshine State's Reforms (Times-Picayune 1-28-07)
USAA Insists Katrina Claims Handled Fairly (San Antonio Express-News 1-28-07)
LA Commissioner Wants to Disband Rating Commission (BestWire 1-30-07)
Dozens of Hurricane-Related Bills on Tap (LA) (Times-Picayune 1-30-07)
Storms Statewide Effect Predicted (TX) (Houston Chronicle 1-30-07)
Texas May Have Lost Premium Position (Star-Telegram 1-30-07)
Bill to Help Lower Insurance Rates Dies (Biloxi Sun Herald 1-31-07)
Insurance Execs Courted (LA) (Baton Rouge Advocate 2-1-07)
Insurer Joining Coastal Exodus (Post & Courier 2-1-07)
SC Eyes Insurance Increases (Post & Courier 2-4-07)
State Farm, Citing Losses From Storms, Drops Policyholders on Alabama Coast (WSJ 2-5-07)
Louisiana Tries to Entice Insurers, But May Follow Florida in Allowing Public Solutions to Trump Private Market (BestWire 2-6-07)
Insurance Plan Gains Supporters (Mobile Register 2-8-07)
Elevation Catch-22 Hits Homeowners (Times-Picayune 2-11-07)
State Farm Says No New MS Policies (WSJ 2-14-07)
State Farm Halts New Miss. Business (NUPC 2-14-07)
New Orlean's New Setback: Fed-Up Residents Giving Up (NYT 2-16-07)
The Perfect Insurance Storm? (Biloxi Sun-Herald 2-18-07)
Mississippi Attorney General Pushes to Thwart State Farm's Plans to Halt New Business (BestWire 2-20-07)
Mississippi Legislature Moves Ahead With Revamp of Windpool (BestWire 2-23-07)
MS Takes on Insurance Fight Familiar to Florida (St. Petersburg Times 2-24-07)
Blanco Ready to Drop Insurance Panel (Times-Picayune 2-24-07)
LA Witnesses Say Insurance Spikes Deflate Rebuilding Dreams (BestWire 2-27-07)
LA Probes Allstate Cancellation Complaints (NUPC 3-5-07)
LA Reports Insurance Glitch (WSJ 3-7-07)
LCPIC Insurance Has Rating Agencies Wary (NUPC 3-9-07)
Louisiana Facing Insurance Dilemma (Times-Picayune 3-11-07)
Katrina Keeps 'Closed' Signs Up (USA Today 3-14-07)
State Farm Starts Policy Shakeout (Times-Picayune 3-14-07)
Industry Officials Cheer Passage of Mississippi Wind Pool Legislation (BestWire 3-15-07)
Homeowners Drop Insurance After Katrina (NYT 3-19-07)
Allstate Reinstates 4,700 LA Homeowners (BestWire 3-19-07)
Gulf Coast Homeowners 'Go Bare' (Chicago Tribune 3-20-07)
LA Official to Propose Property Cover Bill (BI 3-23-07)
LA Regulators Defer Action on Proposed Homeowners Rate Increases (BestWire 3-23-07)
LA Regulator Proposes P-C Insurer Matching Grants (NUPC 3-23-07)
Texas to Expand Windpool for Commercial Insureds (BestWire 3-27-07)
Mississippi Lawmakers Give Nod to HO Mitigation Program (BestWire 3-29-07)
Fishermen Take Risks After Katrina (USA Today 3-27-07)
LA Lawmakers to Use Study as Guideline for Possible Future Cat Fund (BestWire 3-30-07)
Allstate Must Restore Policies (Times-Picayune 4-7-07)
Allstate Resists Reinstating Policies (AP 4-8-07)
S&P Puts Watch on LCPIC Bonds (Times-Picayune 4-8-07)
Fixing the Insurance Crisis (Times-Picayune 4-8-07)
LCPIC Under Scrutiny of Consulting Firm Amid Management Uncertainty (BestWire 4-9-07)
Louisiana Gov. Offers Property Insurance Revamp (NUPC 4-12-07)
Bill Would Reward Sturdier Housing (Times-Picayune 4-12-07)
Donelon No-Show Irritates Senators (Times-Picayune 4-13-07)
Next Round: Hood v. State Farm (Sun Herald 4-15-07)
33% Premium Boost Equals 144% in Parts of NO Area (Times-Picayune 4-16-07)
Nationwide to Review MS Slabs (NUPC 4-19-07)
LA OKs Hartford Rate Increases (Times-Picayune 4-19-07)
Allstate Seeks Increase of Up to 90% (MS) (Sun-Herald 4-19-07)
LA Rate Increases Slowed (Times-Picayune 4-20-07)
Bill to Reduce LCPIC Rates Withdrawn (BestWire 4-20-07)
Louisianans Debate Catastrophe Fund (New Orleans CityBusiness 4-23-07)
LA Governor and Commissioner Want Grants to Lure New Insurers (New Orleans CityBusiness 4-23-07)
Reject Controversial Model (Times-Picayune 4-24-07)
Allstate Finds Way Around State Rule (Times-Picayune 4-25-07)
Bill Would Allow LCPIC to Privatize (BestWire 5-3-07)
Realtors Lament Insurance Costs (Times-Picayune 5-3-07)
Rates in LA May Stabilize (Advocate 5-3-07)
LA Hurricane Buyout Program Faces $3B Shortfall (USA Today 5-4-07)
LA Insurance Commissioner Interview (BestWire 5-11-07)
Louisiana Governor-Backed Insurance Bill Advances to Senate (BestWire 5-17-07)
Hurricane Season Looms, New Orleans Worries (NYT 5-20-07)
Rating Commission Approves Insurer's 15.8% Rate Increase (Advocate 5-25-07)
Insurance Rate Increases OK'd (Times-Picayune 5-25-07)
LA Regulators Grant Rate Increases (BestWire 5-29-07)
LA Legislators Seek to Abolish State Insurance Rating Commission (BestWire 6-6-07)
Ironshore Approved in TX to Write Specialty, Cat Risks (BestWire 6-7-07)
LA Legislators Considering Bills to Downsize 'Last Resort' Insurer (BestWire 6-7-07)
Allstate Mandates 5% Deductible in LA (NUPC 6-15-07)
Insurer's Claims Conduct Criticized (Times-Picayune 6-21-07)
Backers Expect Citizens Rate Cut to Pass (Advocate 6-21-07)
Harsh Lessons from Storm Invaluable to New Orleans' Risk Managers (BestWire 6-25-07)
Move to Create "Catastrophe Fund" Put On Hold - For Now (Advocate 6-27-07)
Hurricane Options Provide Alternative to Property Insurance in LA (NO City Business 6-28-07)
Allstate, Farmers to Raise Rates (Dallas Morning News 6-28-07)
Insurance Chief Touts Reforms (Times-Picayune 7-4-07)
LA Lawmakers Disappoint Industry (NUPC 7-6-07)
Insurers: New LA Laws are Lesser of Two Evils Compared with Florida (BestWire 7-9-07)
Order's a Relief for State Insurer (Houston Chronicle 7-12-07)
Study: Gulf Coast Businesses Facing Insurance Crisis (New Orleans CityBusiness 7-16-07)
MS Regulator, Dogged by Katrina Issues, Loses Re-Election Bid (BestWire 8-8-07)
Louisiana Surcharge Waiver Takes Effect (BestWire 8-14-07)
State Farm Will Write More LA Home Insurance (NUPC 8-14-07)
LA Commissioner Wants to Dismantle State-Run Insurance Entity (BestWire 8-15-07)
A Billion Dollars Later, New Orleans Still at Risk (NYT 8-17-07)
Lower Home Policy Bills Sought (Times-Picayune 9-29-07)
Louisiana Puts Up $100 Million to Lure Insurers (NUPC 10-3-07)
State Farm Rate Hike Excessive, Judges Say (Dallas Morning News 10-6-07)
Theory May Explain NO Woes (Times-Picayune 10-16-07)
Texas Judge: Allstate Can Continue With Rate Increase (BestWire 10-17-07)
New Insurer to Offer Policies in LA (Times-Picayune 10-30-07)
Ironshore Wins Approval to Operate in Louisiana (BestWire 10-31-07)
Six Insurers Seek Grants to Offer, Expand Coverage (Times-Picayune 11-7-07)
Insurer Crisis Has Deep Roots (Times-Picayune 11-25-07)
Five Insurers to Insure in LA Coastal Zone (NUPC 12-5-07)
Farmers Rates Texas (Dallas Morning News 12-13-07)
Farmers Hikes Texas Homeowners Rates Up to 25% (BestWire 12-17-07)
State Farm Files for 3.6% Homeowners Increase in Texas (BestWire 12-18-07)
Insurance Rates Ranked Second in Nation (Times-Picayune 12-18-07)
Insurance Commissioner Expects Falling Prices (AL) (Press-Register 1-10-08)
New Commissioner Aims at Wind-Pool Rates (MS) (Sun-Herald 1-12-08)
Louisiana Delivers $29 Million in Grants to Property Insurers (BestWire 1-16-08)
Insurer Rate Bids Now Left to Web (Times-Picayune 1-17-08)
A New Property Insurer for Louisiana (NUPC 1-30-08)
LA Auditor: 'Suspect' E-Mails Reference Improper Steering (BestWire 1-31-08)
LA Commissioner Claims Cooperation With 'Very Troubling' Investigation (BestWire 2-1-08)
Regime Change Brews at Citizens (Times-Picayune 2-10-08)
Wind Policies Might Not be Renewed (Sun-Herald 2-14-08)
Allstate and LA Reach Agreement on Homeowners Disputes (NUPC 2-20-08)
Insurance Chief Fines Allstate $250,000 (Times-Picayune 2-21-08)
Allstate Resolves Disputes with Louisiana Commissioner (BestWire 2-21-08)
Insurers Must Take Back Dropped Customers (AL) (Mobile Press-Register 3-1-08)
Insurers Seeking Citizens Customers (Times-Picayune 3-3-08)
With State Grants, Two More Insurers Plan to Write in Louisiana (BestWire 3-11-08)
Texas Hikes Windstorm Cap to $4 Million (BestWire 3-18-08)
Leading Insurer to Cut Back (Mobile Register 3-19-08)
State Farm Cutting Exposure in Alabama (BestWire 3-20-08)
LA Insurer of Last Resort Handling Business to Private Sector (NUPC 3-31-08)
Wind Pool Rate Reduction Approved (BestWire 4-10-08)
Storm Insurance Crisis Brewing (Houston Chronicle 4-5-08)
New Insurers Charge Into Local Market (Mobile Register 4-20-08)
Senate Approves Insurance Incentive (Times-Picayune 4-23-08)
Insurance Department Forces Allstate to Give Discount if They Exclude Wind Coverage (Times-Picayune 4-27-08)
Leaving Citizens May be Costly (Times-Picayune 5-1-08)
Insurance Reform Bill Remains Alive (Mobile Press-Register 5-3-08)
Insurers to Get Citizens Policies (Times-Picayune 5-6-08)
Two Coastal Insurance Bills Pass in Legislature (Mobile Press-Register 5-9-08)
Allstate Reaches Deal With Texas Over Homeowners Rates (BestWire 5-13-08)
Allstate to Refund $71.3 Million to Texas Homeowners (NUPC 5-5-08)
Wind Pool Plan Will Lower Commissions (Biloxi Sun-Herald 5-23-08)
State to Spend on Disaster Coverage (Dallas Daily News 5-21-08)
Appeals Court Says State Farm Doesn't Have to Refund Insurance Overcharges (Dallas Morning News 5-24-08)
Insure LA Grant Shot Down (Times-Picayune 5-29-08)
Insurance Overhaul Proposed (AL) (Mobile Press-Register 5-29-08)
Windstorm Insurance Rates Debated (Houston Chronicle 6-6-08)
LA Bill Would Allow Coast-Adjusted Deductibles (BestWire 6-12-08)
State Farm to Drop Some Mississippi Coastal Policies (BestWire 6-13-08)
New Insurers to Take Policies From LCPIC (BestWire 6-16-08)
Private Insurers Taking Louisiana Citizens Insurance Risks (NUPC 6-12-08)
State Farm to Hike Rates About 13%, Drop Some Policyholders (Biloxi Sun Herald 6-12-08)
Insurers to Cover Coast Homes (Clarion Ledger 6-14-08)
A Major Storm Could Raise Taxes, Insurance Premiums Statewide (Austin American Statesman 6-16-08)
Louisiana Citizens Applies to Raise Rates (BestWire 6-24-08)
Citizens Raises Policy Premiums (Times-Picayune 6-24-08)
Louisiana Lawmakers Back Bills on Coastal Insurance, Auto Liability (BestWire 6-25-08)
Travelers Bump Up Rates for Coastal Homeowners (Houston Chronicle 7-8-08)
Storm Blew Up Deductibles (Advocate 7-14-08)
State Farm Hikes Rates, Cuts Coverage on Alabama Coast (BestWire 7-29-08)
Texas Appeals Court Rules for Insurer in Prior Approval Case (BestWire 7-31-08)
Chaney: Increase in Rates Needed (MS) (Biloxi Sun-Herald 8-22-08)
Allstate, State Farm Get Homeowners Rate Hikes in Mississippi (BestWire 8-22-08)
La Citizens Board Approves 14 Percent Rate Hike (AP 10-6-08)
Louisiana Citizens Applies to Raise Rates (NYT 10-8-08)
Insurers Nix Manmade Flooding (Times-Picayune 10-12-08)
Storm Deductibles Get a Look (Advocate 10-12-08)
House Sales Slowed by Cost of Insurance (Mobile Register 10-13-08)
Louisiana Citizens to Shift 40,000 Policies to Private Insurers (BestWire 10-14-08)
La Insurers's Bond Just Sit: Market Meltdown Could Cost Citizens Millions (Advocate 10-18-08)
AL Chief Revenue Officer Promotes Captive Insurance for Coastal Property Owners (Press-Register 10-21-08)
Miss. Approves Nationwide's Wind Discount Plan (NUPC 10-30-08)
Breaking Through: LCPIC Depopulation (NO City Business 11-1-08)
Audit Rips Spending by Ex-Chief of Citizens (Times-Picayune 11-11-08)
Citizens Reserves Funds for Claims (Times-Picayune 11-14-08)
Texas Approves 12.3% Rate Hike for Texas Windstorm Insurance Association (BestWire 11-18-08)
County Endorses 'Captive Insurance' (Mobile Press-Register 11-19-08)
Baldwin County Legislators Pledge to Win Improvement on Property Insurance (Mobile-Register 11-21-08)
Economy Keeps Some Habitat for Humanity Homes Empty (USA Today 11-25-08)
Insurance Solutions Discussed (AL) (Mobile Press-Register 12-11-08)
Ailing Economy Could Limit Insurers' Willingness to Provide Coverage in LA (Times-Picayune 12-14-08)
Hurricane Ike Forces Liquidation of Austin Indemnity Lloyds (BestWire 12-16-08)
Citizens' Deal's Fairness Queried (Times-Picayune 12-17-08)

Other States/General
Coastal Insurance Rates Jump (NC) (News & Observer 3-19-05)
Coastal Homeowners Face Rising Rates, Greater Restrictions (AP 3-20-05)
Victims of Tropical Storm Isabel Allege Fraud in Lawsuit (DJ 6-9-05)
Isabel Victims in Va. Get Unexpected Bills from FEMA (WP 6-17-05)
Hurricane Victims Asked to Repay Millions (NYT 7-4-05)
On the Storm Front: Other States (BR 7-05)
Betting on Mother Nature's Wrath (FT 7-20-05)
Study Says Hurricanes Are Getting Stronger (NYT 8-1-05)
Threat of More Tropical Storms Poses Increased Safety Concerns (WSJ 8-3-05)
Keeping His Eye on the Storm (NYT 8-6-05)
FEMA Covered Non-Hurricane Funerals (NYT 8-10-05)
Dreading a Replay of the 1938 Hurricane (NYT 8-28-05)
What Do You Need With You When a Disaster Strikes? (WSJ 8-31-05)
Imagine 20 Years of This (NYT 9-25-05)
Hurricanes Push Insurers to Seek Government Aid (NYT 9-26-05)
Insurers to Weather Fallout from Hurricanes: S&P (WSJ 9-28-05)
Experts: Future of Big Hurricanes Looms (WP 10-1-05)
Companies Report Hurricane Losses Mounting (NUPC 10-11-05)
Insurers Curb Capacity as Storm Losses Mount (BI 10-17-05)
Safeco CEO: Hurricane Risk Makes Parts of SE Uninsurable (WSJ 10-18-05)
Allstate Will Cut Insurance Exposure in Coastal States (WSJ 10-20-05)
After Two Storms, Cities Confront Economic Peril (NYT 10-22-05)
Allstate Posts $1.55 Billion Loss on Katrina, Other Catastrophes (Best Day 10-20-05)
Hurricanes Squeeze State Insurers of Last Resort (WSJ 10-24-05)
After Storms, Red Cross Takes Loans (NYT 10-28-05)
Residents of Eastern Seaboard Need Hurricane Insurance, Too (WSJ 10-29-05)
Catastrophe Model Angst Grows After Gulf Devastation (BestWire 10-31-05)
Swiss Re: Storm Costs May Exceed $20B (NYT 11-1-05)
Reinsurance Rates Will Soar (Miami Herald 11-3-05)
Regional Homeowners Insurers Struggle After Hurricane Wallop (BestWire 11-7-05)
The Cost of Insurance (WP 11-8-05)
Critics Call for Retreat from Coast (AJC 11-9-05)
Progressive Sees Opportunity for Growth Following Katrina (BestWire 11-10-05)
Rep. Baker Scores Regulators Storm Response (NUPC 11-10-05)
Stormy Weather is Here to Stay (WP 11-10-05)
Cat Modeler AIR Faults Exposure Data, Not Models, for Understate Loss Estimates (BestWire 11-14-05)
More Builders Erect Fortified Homes in US (WSJ 11-16-05)
Third-Quarter Catastrophes Touch Off Scramble for Reinsurance Capital (BestWire 11-17-05)
Storms Had Little Impact on Readiness, Study Finds (WP 11-18-05)
Deregulation Could Boost Competition - and Prices (NYT 11-20-05)
Munich Re Launches Catastrophe Bonds Covering Windstorms (BestWire 11-21-05)
State Farm May Hike Some Rates (NYT 11-23-05)
New 'Fortified' Homes Aim to Withstand Nature's Assaults (WSJ 11-23-05)
To Restore or Reinvent (NYT 11-24-05)
Katrina's Impact on Future of Cat Models Looms Over P/C Insurers (BestWire 11-28-05)
Busiest Hurricane Season on Record Ends (NYT 11-30-05)
Storms Seen Hitting Lloyd's Market (NYT 11-30-05)
Claims Reach $35 Billion (Miami Herald 12-1-05)
Allstate Seeks Broader Reinsurer Cover (NUPC 12-1-05)
True Cost of Hurricanes Still Up in the Air (FT 12-1-05)
Nature's Wrath Can't Damage 'Fortified' Home (Chicago Tribune 12-3-05)
Hurricanes' Doom Not Slowing Coastal Boom (Dubuque Telegraph Herald 12-4-05)
Mortgage Aid Set for 20,000 Storm-Hit Homes (NYT 12-6-05)
Forecast Predicts Above Average Hurricane Activity in 2006 (BestWire 12-6-05)
On Topsail Island, Storms Fuel Battle Over Right to Build (WSJ 12-7-05)
Insurer Won't Quit Hurricane Regions (Hartford Courant 12-7-05)
Winds of Change (CFO 12-1-05)
In Study, a History Lesson the Costs of Hurricanes (NYT 12-11-05)
New England Insurer Hingham to Drop 6,500 Coastal Policyholders (BestWire 12-12-05)
Swiss Re Sees Rates Rising after US Storm Season (WSJ 12-15-05)
Prepare for CAT Surprises, Actuaries Say (NYT 12-19-05)
An Ill Wind (FT 12-20-05)
'05 Storms Not Out of Ordinary (NUPC 12-23-05)
Advisen Says Hurricanes to Cost Insurers $58 Billion (NUPC 12-27-05)
Munich Ups Hurricane Impact to $1.8B (NUPC 12-29-05)
Way Past a Devastating Season, the 27th Tropical Storm Festers (NYT 12-31-05)
Insurers Lobby for Gulf Building Codes (NU 1-4-06)
The Worst Isn't Over (BW 1-16-06)
Allstate Says Its Reinsurance Costs May Result in Higher Rates (AP 1-11-06)
Lawmakers Aim to Curb Insurers' Cherry-Picking (NYT 1-11-06)
Anger Meets New Renewal Plan (NYT 1-12-06)
Allstate: No New LI Home Policies (Newsday 1-12-06)
Premiums Soar in Disaster Areas (FT 1-13-06)
Storm Risk Prompts Allstate to Stop Writing Homeowners in Several NY Counties (BestWire 1-13-06)
Everest Re Ups Its Storm Losses, And Others May Follow (NUPC 1-13-06)
Reinsurance Lines Affected by Storms 'In Significant Turmoil' (BestWire 1-23-06)
Who Should Pay? (WSJ 2-1-06)
Catastrophes Weigh on Allstate's Earnings (BestWire 2-1-06)
Guy Carpenter Says Cost of US Reinsurance Up (NU 2-1-06)
Hurricane Debate Shatters Civility of Weather Science (WSJ 2-2-06)
Insurance Spokesman Says Market "Not Good" but "Fluid" (Baton Rouge Advocate 2-2-06)
Will Other Insurers Follow Allstate's Move? (NYT 2-5-06)
Allstate to Begin Nonrenewing Policies in Coastal New York State (BestWire 2-7-06)
Insurer Won't Renew Some New York Home Policies (WSJ 2-7-06)
Schumer Pans Allstate (Newsday 2-10-06)
Insurers Uneasily Face the Future (St. Petersburg Times 2-10-06)
Agency Gears Up to Place Long Island Homeowners Insurance as Allstate Pulls Back (BestWire 2-14-06)
New York Examines Allstate's Pullback (WSJ 2-25-06)
Katrina Sends Catastrophe Modelers Through Trial by Windstorm (BestWire 2-24-06)
Hurricane Deluge May Last Until 2036 (NUPC 2-24-06)
NY Regulators Question Allstate's Motives (NUPC 2-27-06)
New York Homeowners Market is Strong Despite Allstate's Coastal Retreat, Insurers Say (BestWire 2-28-06)
Allstate to Pare Home Policies in Storm-Prone Parts of Region (NYT 3-10-06)
Intense Storms Tied to Rising Ocean Temperature (WSJ 3-17-06)
Threat of Northeast Hurricane Strikes Grows (NUPC 3-21-06)
Homeowners Face Rising Insurance Rates (WSJ 3-23-06)
Modeler Says Heightened Hurricane Activity Increases Modeled Annual Hurricane Losses by 40% in SE US (BestWire 3-23-06)
Bermuda Reinsurers Report 2005 Storm Loss $11.3 Billion (NUPC 3-27-06)
After Hard Lessons, a New Game Plan for Hurricane Seasons (NYT 3-29-06)
AIG Trims Catastrophe Exposure, Anticipating Grim Weather (BestWire 3-29-06)
Colorado Hurricane Forecast Team Predicts Another Active Storm Season (BestWire 4-4-06)
RMS: Cat Model Will Spark Premium Hikes (NUPC 4-14-06)
MetLife Restricts New Business in New York (NUPC 4-14-06)
Storm Evacuees Found to Suffer Health Setbacks (NYT 4-18-06)
Regulators, Mulling Catastrophe Plan, Get Answers on Private Reinsurance Capacity (BestWire 4-18-06)
'Doomsday' Cat Loss Could Hit $200 Billion (Business Insurance 4-24-06)
Modeler: 2006 Storms May Top Katrina (NUPC 4-25-06)
Catastrophe Modeler: Cat Losses May Double in 10 Years (BestWire 4-27-06)
Strapped Insurers Flee Coastal Areas (USA Today 4-26-06)
Risk Modeler Provides Risk Managers Grim Weather Forecast (BestWire 4-28-06)
Insurers Retreat from Coasts (WP 4-30-06)
Fewer People May Be Able to Afford to Live Close to Beach, Officials Say (AP 5-2-06)
War, Hurricane Funding Nears Senate Vote (NYT 5-3-06)
Another Carrier Dropping New York? (NUPC 5-5-06)
Southeast US Still Singing the Blue Roof Blues (Reuters 5-9-06)
No Quick Fix for Coastal Coverage Problem (NUPC 5-9-06)
Sea Temp Data Won't Predict Hurricane Loss (NUPC 5-9-06)
Hurricane Center Chief: Technology is Good (NYT 5-11-06)
Insurance Firms' Profitability is Solid As the Hurricane Season Draws (WSJ 5-11-06)
Add 'Elevation' to 'Location, Location' (NYT 5-14-06)
Northeast Ripe, Not Ready for Hurricane (NYT 5-19-06)
GAO to Look at Wind vs. Water (Times-Picayune 5-19-06)
'06 Storms Won't Match '05 (NUPC 5-19-06)
US Warns of 4 to 6 Severe Storms This Year (NYT 5-22-06)
NOAA Sees Active Atlantic Hurricane Season (NUPC 5-22-06)
A Storm of Trouble (USA Today 5-24-06)
Hurricane Outlook Generates An Advisory for P&C Insurers (WSJ 5-25-06)
As Hurricane Season Looms, States Aim to Scare (NYT 5-31-06)
Studying History's Storms (WSJ 5-31-06)
When the Next Storm Strikes (WSJ 5-31-06)
Bracing for the Worst (WSJ 5-31-06)
Thinking the Unthinkable: How 'Mega-Cats' May Bruise Insurers (BestWire 6-2-06)
Cape Cod Home Rates to Surge 50% (NUPC 6-2-06)
In Harm's Way (FT 6-5-06)
New Jersey Bill Would Create Catastrophe Fund to Back Insurers (BestWire 6-6-06)
Risk Shift Spurred by '05 Losses: Analyst (NUPC 6-6-06)
Storm Risk Limits Sought (Hartford Courant 6-6-06)
Are Hurricanes Uninsurable? (WSJ 6-7-06)
The Price of Sunshine (Economist 6-8-06)
Catastrophe Model Changes Tighten Market for Storm Risks (BI 6-12-06)
Insurers See Risk of Major Storm (MA) (Boston Globe 6-15-06)
Bush Signs Spending Bill for Wars and Hurricanes (NYT 6-16-06)
No Domino Effect From Allstate NY Pullout (NUPC 6-15-06)
Wind Coverage Changed for Storms (Washington Times 6-21-06)
Homeowners Far Away Pay for Katrina (WP 6-22-06)
'Breathtaking' Waste and Fraud in Hurricane Aid (NYT 6-27-06)
Witnesses Tell Congress Coverage Unavailable 'At Any Price' in Hurricane States (BestWire 6-29-06)
New York in Insurers' Hurricane Zone (WP 7-1-06)
NY Lawmaker Urges Allstate to Rethink Withdrawal (Newsday 7-4-06)
Hawaii Approves Company to Underwrite Named Hurricane Coverage (BestWire 7-7-06)
As Hurricane Season Begins, Disaster Insurance Runs Short (WSJ 7-10-06)
Coastal Residents Not Prepared for Storms (NUPC 7-10-06)
New Research Units to Track Hurricane Winds (NUPC 7-11-06)
Hurricane in the Hamptons? (WSJ 7-13-06)
Many Could Ignore Hurricane Evacuation (NYT 7-20-06)
Stormy Weather (Forbes 7-24-06)
Hurricane Experts Fortell NY Disaster (NUPC 7-20-06)
Regional Banks Weather Effects of Hurricanes (WSJ 8-3-06)
Investors Gird for Storm Season (WSJ 8-3-06)
Researchers Lower Estimate of Hurricanes This Season (NYT 8-4-06)
Homeowners Start to Feel the Pain of Rising Rates (WSJ 8-10-06)
Westfield to Nonrenew Some Coastal Del. Property Coverage (BestWire 8-11-06)
Insurers Have a Point (Newsday 8-13-06)
MA Commissioner Approves Refiled FAIR Plan Rate Increase (BestWire 8-17-06)
Hedge Funds Place Big Bets on Hurricane Season (NYT 8-18-06)
US Must Brace for CATS or Face Ruin: Study (NUPC 8-21-06)
Lott Blasts Insurance Firms (Clarion-Ledger 8-22-06)
13 Years After Hurricane Andrew (BestWire 8-23-06)
Storm Fears Touch Off a Scramble for Insurance (NYT 8-27-06)
Risky Business (Fortune 9-4-06)
Insurers Are in Better Shape to Handle Storm Season (WSJ 8-29-06)
Anxious Wait to See Which Way Wind Blows (FT 8-29-06)
Researchers Lower Forecasts for Seasonal Storm Activity (WSJ 9-1-06)
Colorado Forecast Team Cuts Hurricane Prediction (BW 9-1-06)
Reaping the Whirlwind (Economist 9-7-06)
Super Storms: No End in the Sight (National Geographic 8-06)
Conn. Survey See Hard Coastal Home Market (NUPC 9-22-06)
More Money Sought for Storm Research (NYT 9-30-06)
NSB Urges More US $ for Storm Research (NUPC 9-29-06)
Surprises in a New Tally of Areas Vulnerable to Hurricanes (NYT 10-10-06)
Catastrophe Mapping (BestWire 10-10-06)
After Some Mean Seasons, a Quieter One (NYT 10-29-06)
Hanover to Reduce Policies on Cape (Worcester Telegram-Gazette 11-1-06)
SC Home Sales Declining This Year (The State 11-1-06)
Property Insurers See Blue Skies (NYT 11-4-06)
Inaction on Wind Pool Leads to Frustration (SC) (Sun News 11-5-06)
Premiums Confound Residents (SC) (Sun News 11-5-06)
Rocking Like a Hurricane (Fortune 11-13-06)
Hurricane Season 2006: A Year to Rebuild With a Wary Eye on the Future (BestWire 12-4-06)
CT Coastal Underwriting Rules (BestWire 12-5-06)
CT Seeks to Block 'Excessive" Coastal Rates (NUPC 12-4-06)
Hurricane Cycle May End Soon (NUPC 12-6-06)
US Hurricane Double-Whammy Predicted (NUPC 12-7-06)
Expert Predicts 14 Named Storms in 2007 (NYT 12-8-06)
Allstate Halts New HO Business in CT, DE, Citing Hurricane Risk (BestWire 12-8-06)
Allstate Writes Off Jersey as Cat Zone (NUPC 12-8-06)
Insurers Tighten Terms in Policies (Virginian-Pilot 12-15-06)
Survey Finds Coastal Business Tough in NJ (NUPC 12-19-06)
Allstate: No MD, VA Coastal Business (NUPC 12-21-06)
Insurer to Limit Policies in State (MD) (Baltimore Sun 12-22-06)
Coastal Living Will Likely Carry a Heftier Premium (Boston Globe 12-17-06)
Allstate Continues Paring Coverage Along the East Coast (BestWire 12-22-06)
Insurers Seek Wind Exemption (Cape Cod Times 12-22-06)
Sea Change in Insurers' Coastal Coverage (NYT 12-30-06)
2006 Atlantic Storm Season Busier Than Thought (NUPC 12-29-06)
Bracing for Higher Premiums (NYT 1-3-07)
Bermuda-Based Ironshore Targets Primary Catastrophe Market (BestWire 1-3-07)
Hurricane Center Chief Issues Final Warning (LA Times 1-3-07)
Toughest Rates Reserved for Cat-Prone Areas (BI 1-8-07)
Georgia Inquiry Targets Travelers (St. Paul Pioneer Press 1-20-07)
Building Code Lack Has Insurers Fleeing Coast (NUPC 1-25-07)
South Carolina Tackles Coastal Insurance Issues (BestWire 1-29-07)
Coastal Homeowners Can't Find Insurance (Newsweek 1-29-07)
States Insurer Growing Number (The Sun News 1-30-07)
More Storms Seen in Near Term (NUPC 1-30-07)
South Carolina Wind Pool Sees 2007 Policies Nearly Quadruple (BestWire 2-1-07)
Coverage Leaves the Coast (Newsday 2-2-07)
Insurer Coastal Pullout Assailed (Baltimore Sun 2-7-07)
Insurer Delays Pullout (Baltimore Sun 2-14-07)
Insurers Shrink from Coasts (Baltimore Sun 2-18-07)
Homes at Risk (Baltimore Sun 2-23-07)
Legislators Can't Outlaw Nature, Risk of Flood Areas (Baltimore Sun 2-25-07)
USAA Soldiering On in Insurance (Business Week 3-5-07)
Expanding 'Wind Pool' (The Herald 3-13-07)
State Officials Map Insurance Relief Plan (SC) (Post-Courier 3-23-07)
Complaints as Insurance Profits Soar (Business Week 3-26-07)
Hub Unveils High-Risk Property Insurance (Business Week 3-27-07)
Insurance Costs Become 3rd Storm (USA Today 4-3-07)
Dodd Endorses Expert Panel for Coastal Insurance Issue (BestWire 4-11-07)
Insurer to Come Back to Coast (SC) (Sun News 4-12-07)
New Bill Protects Coastal Policies (Sun News 4-12-07)
Allstate Will Renew 2,300 SC Policies with Windpool Expansion (BestWire 4-18-07)
Allstate Says Cat Management, Reducing Exposures Are Priorities (BestWire 4-19-07)
Insurance Rates Still Feel Katrina's Storm Winds (USA Today 4-20-07)
Projected Coastal Growth to Increase Insurance Limits (New Orleans CityBusiness 4-23-07)